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Loan to buy a delivery vehicle (van) for my goods at my shop

Dear Lenders if all Lending Instittution were like Zidisha in the world, No one was going to be poor over seas and the entire continent of Africa.The empowerment i have received from Zidisha is so great that i have established businesses in my country Zambia.Despite Business challenges am able to repay my steadily.However through Zidisha empowerment i have employed 7 workers working for me through expansion of my business and increased sales profits.I really thank you my renders for changing my life and that of family and children.May God richly bless Zidisha, the director Julia and the entire Zidisha team for making possible for us to have access of funds through Zidisha.

Cyber improvement

Dear Lenders,
I am happy to communicate with you and we thank God for your help as it has really helped me to established so many things and it has made my life to be what it is right that right now my cyber looks so beautiful that many people admire it.

Thank you so much and may the good Lord bless you and expound your boundaries. I am sure that before the end of this year my life will never be the same because of your support.

Thanks again again and God bless you all.

Setelah lama saya tunggu kapan kah pinjaman dana untuk pembelian stock dagangan dan untuk pembayaran sekolah senilai $766

Slowly but surely the dwelling in Zidisha is very impressive to improve the progress of the SHOP egg and staple trading business ... I thank you all for your help

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Dengan pelan tapi pasti punjaman di zidisha sangat mengesankan untuk meningkatkan kemajuan TOKO usaha dagang telur dan bahan pokok ..saya trima kasih semua atas bantuanya

Smartshine boutique

Blessed Zidisha team and lenders I appreciate your support for putting a smile on my face and equipping knowledge to my daughter who completed computer packages course through your financial help. Now she has joined college and very happy to have computer knowledge. God bless you. Your work is not in vain but uplifts someone in day to day activity. Thank you.

Expenses to conduct research and buy building materials

Thank you all my lenders. With this loan I will be able to do research for my masters degree studies and the remainder I will be able to buy building materials that I.want to use to start construction of a poultry house at my farm. Thanks to all my lenders, God bless you.

Fertilizer to top dress my crops

Hi, thanks so much to Zidisha lenders for your support in my farming business. I started with poultry and you've been there for me. The loan that I received was used to buying farm inputs and now my crops are very healthy and expecting good harvest this season.

Loan for greenhouse vegetable seedlings

Zidisha platform has been pivotal to my farming career having allowed me to source money for development. The last loan helped me put up a greenhouse and hence continued expansion. I hope to continue expanding my greenhouse project such that I can be in a position to reap consistent and more income. I, therefore, would like to thank my lenders for continued support.

Mobile phone payment service center

Hi Lenders,

Thanks for the loan it has made my mpesa business work for me since I have enough float and I can transact at any given time. It had improved my finances I will be able to get a holiday this year thanks to you lenders may God bless you mightly.

Ruth Musela

Farming beans and vegetables

Thankyou lenders for my previous loan. I was able to stabilise my electronic money transfer business. _mpesa. The commission I make now makes me smile,my employee works well now and the customers are satisfied. From the proceeds I was able to facilitate harvestingof my crop in the farm,and a boost of my pub and renovation of my rental houses. Thankyou so much lenders,may God bless you immensely.

Still need a pulse stock

I am very grateful to the lenders who have trusted me, I am very thankful that after joining the zidisha program my progress was very significant, and I was able to repay the loan on time before it was due, even I was trusted by one of the telecommunications operator providers to add card stock starter kit and also credit, Terim love zidisha! thank you kind hearted borrowers.

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saya sangat berterima kasih sekali kepada para pemberi pinjaman yang telah mempercayai saya,saya sangat bersyukur setelah mengikuti program zidisha kemajuan saya sangat signifikan,dan saya bisa melunasi pinjaman dengan tepat waktu sebelum jatuh tempo,bahkan saya dipercaya salah satu provider operator telekomunikasi untuk menambah stok kartu starter kit dan juga pulsa,Terim kasih zidisha ! terima kasih para peminjam yang baik hati.

Load proposal

My very sincere greetings of joy and THANK YOU, to Mr. Paul Buchheit of Mountain View, United States for wholly sponsoring and funding my latest funding proposal. Will be heading to shops for my Dynamic Solar PowerBank as soon as my funds are disbursed.
Thank you so much for the support.

Poultry manure to increase the nutritive value

My recent loan I took enabled me to hire manual labourers who helped me to cultivate my cassava stem cuttings due to the size of the farming land.this prevented me form incurring loss if the stem cuttings had gotten spoilt by been infected by pest if I didn't grow them.I am grateful to Zidisha for playing this vital role.

Capacity building loan

Thank you very much Treesforpeople for your interest in supporting business in solar as I provide service installations such as solar power plants for homes and business i.e 1kw/h to unlimited Kw/h depending on client consumption. However the there is high demand for solar installations for major stakeholders in Ghana but challenge has been the initial investment capital to get it installed. therefore if i get an investor who is ready to fund projects for interested clients then we could look at processes to secure such businesses. please for details visit


Nails for a hardware store

I bought more wood for building purposes. It has increased my profit to about 12 percent. I used the the earnings to buy school uniform for my kid sister. Now I'm looking forward to buying a college form to further my education.

Adding stock to my grocery business

Hello lenders,i am lucy and i have appreciated a lot for the loan that i have been paying.It has helped me a lot and i thank God for that.i added the stock with the money i got and it has helped me and my customers because the customers had whatever they needed in my store.The earnings have increased by 20 % and i thank God.I have used the earnings to pay school fees for my children and to boost my business.thank you.

Purchase of animal feed

This loan fund really helped me to increase the operational costs of my livestock. thank you for the kindness of the investors

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Dana Pinjaman ini sangat membantu saya untuk menambah biaya operasional ternak saya,. terimakasih atas kebaikan hati para investor


Purchased some items for my vehicle. Made sure it was used friendly. I even enhanced the sound system to enable passengers listen to nice soothing music when ever they found themselves in my car.
With the loan i received I've been able to increase up my profit and that's quite a progress.
The profit I got I saved some amount. My siblings are quite proud of this idea I have at the moment.

Costs for purchasing children"s books and school supplies

Previously I thanked the loan provider who had lent me ... the loan I had previously paid off Alhamdulillah I was very useful I could buy some tools for my business service and cleaning the air conditioner and refrigerator. so I can meet the needs of my child"s school like buying a new sports uniform at school which this year my child is in elementary school in grade 2 Thank you very much to the lender

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Sebelumnya saya mengucapkan terima kasih kepada pemberi dana pinjaman yang sudah meminjamkanya kepada saya..pinjaman yang sebelumnya sudah saya lunasi Alhamdulillah sangat bermanfaat sekali saya bisa membeli beberapa alat bantu untuk usaha saya jasa servis dan membersihkan ac dan kulkas.jadi kinerja jasa servis saya bertambah hasilnya jadi bisa mencukupi kebutuhan untuk sekolah anak saya seperti membeli seragam olah raga baru di sekolah yang pada tahun ini anak saya sekolah dasar di kelas 2
Terima kasih banyak kepada pemberi pinjaman

Maxxy Salon

Thanks to God and Zidisha especially my sincere lenders. Since Maxxy Saloon started operating from establishment till now you have been of great help to sustain clients and increase sales and profit. My previous loan was used to buy shampoo and other chemicals and new Brazilian hairs. It helped me give good service to my clients and increased my profit margin. I want to specifically use this loan to decorate and lay some new structures for my clients to relax as they wait in the line for their turn of service.
More over i have been using the profit for shampoos and other chemicals periodically as well as helping my siblings at the secondary school.

Thanks to Zidisha ones again for making life little easy for me and my siblings as we depend on the little profit we make from the Saloon weekly.

I'm glad business is strong.

Add stock to my cosmetics shop and buy seats for my salon

Hello leaders, am happy to tell you that you have been a huge gain to me.with your help of your loan,I was able to start a small cosmetics shop,start salon,pigs farming and vegetables farming.all these have helped me increase my profits hence improving my leaving standard and also my family.I have sold pigs and butter nuts and used my profit to buy a small land which I am paying in installments.I have also planted more happy and hope with my on time payment you will increase my loan faster so that I start house project.thanks

Well & tank to provide clean water to rural community

My previous loans really helped me complete my masters degree successfully, and I was able to manage my small shop of buying and selling toilet rolls, sanitary pad, varieties of soap and detergents. I was able to employ three permanent shop attendants and four causal workers that I pay them monthly.
I was able to supply sanitary pads to rural schools to girls who would have stay home for about five days during their monthly menstrual period for lack of money to buy pads for a minimum fees.
I can confidently say through Zidisha, I now hold my masters degree.
Always grateful to lenders for their support.

Purchasing malaria rapid-diagnostic test kits

The loan would be used to purchase malaria rapid diagnostic test kids (RDTs) and other reagents for my laboratory. Only God knows how life would have been for me without Lenders putting me into business. My business has faced challenging moments yet my lenders kept faith in me, I am very grateful. Previous loans have made great impact my life and my family, and has also impacted a lot of lives in my community.
I have used the business proceeds to assist two of my siblings to complete High Schools.
I hope Lenders would support me in my next loan to continue saving lives and make a living as well.


I will use the loan to purchase stationery and leaning material like puzzles 2ctn $100,numbers shape 3 ctn $150, ABC foam 1ctn$100 pens 1 ctn $50 note one exercise books 5ctn$400, and pencils 2ctn $200 The purchase has made difference in my business and my life.And am able to employed four people in the business. My earning have increased to $1000 My earning have increased a lot because I have able to put another store at my mother's village to enable the village people to see how zidisha have help achievement is I have able to put up two bedroom house and i help some of my family people to get job doing my children are in school. First may is holiday in Ghana all workers celebrity may day and special to me because we organized football match between the government workers. It is very interesting to see how we celebrity the MAY DAY.

Mobile money and food supplements business

Well, my dear lenders asked you very well know, I am into the provision of nutritional supplements to my costumers. This business has made lots of improvement in my life. Before I started my business, basic needs of life was very difficult to come by. But now I am living a comfortable life life in relation to then. I make 75.00 profit weekly.

Expansion of retailing shop in ( all kinds of items )

I've been purchasing blue band margarine from Uniliver for resale. It's very affordable and the market value is awesome. The patronage is very good.

Because of Zidisha I have increased in stock and and the customers are happy the shortage has limit.
With the brand I am into it, I it's very good and it has been increasing the brand I've been purchasing by 33%•
Zidisha has helped me alot and am glad my lenders are also happy am making progress.

Bravo to my lenders and this institution Zidisha I'll always share the success this organization has brought me.

Always optimsitis

Location of the production plant

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Lokasi pabrik produksi

Mobile-phone credit cards and cables for resale

I bought phone accessories as soon as I received my loan. I have supplied them to my customers and made profit of 10% instantly.
My business is improving every day due to the support from zidisha.
Thanks to my lenders.
I hope they will increase my credit limit a little more faster for a rapid expansion of the business.

Clothes production

Since joining you, you are always putting smiles on both my customers and my face

School fees & farming

When I first joined zidisha back in 2015, I did not have enough to even repay my first loan plus MLF but I gave myself hope because no bank could have allowed me to access credit . From my small salary I manage. I trusted myself and the process. Zidisha became the wind beneath my wings, an extra push and my life changed.
Since then I have always been taking loans for education for my children, my wife and for general purpose.I want to take this moment to say thank you Zidisha, Thank you Julia .

Package baby delivery kits

Thank you Zidisha lenders for giving me this loan, i will be able to pack more baby kits so that mothers can have safe deliveries without having to worry about getting an infection from using unsafe materials.

Baking bread and pastries

Thank you family, Zidisha is a God sent, ever since I joined this family in 2015 I have seen incremental records of business. I will buy baking flour, nut meg, margarine, baking equipment all of that in bulk quantity. Because business is good I do make sales of 800 Ghana cedis a day and makes a profit of 120 a day. Am even planing to add a mini snacks and pastries to my already moving baking business. I do pay for my children's fees and even cater for my other siblings.

Restocking my coping/printing /opening new mpesa

Gratitude gratitude to my dear have made me shine you have made me outshine others.with the funds you lend me I was able to open another Mpesa line with photocopy and cosmetics by the name (76 Dollar shop) below is the final touch of branding the shop.iam am expecting an increased profits thanks to you.God bless you.

Mobile phones & accessories, and servicing tool for mobile phones

First and foremost I would like to take this opportunity to thank and appreciate the zidisha team for this forum that has connected us to so many people across the globe, last but certainly not the least all the lenders on the zidisha forum because of your choice to help the need has really made a change in so many lives directly and indirectly as this has created job opportunities for many as for me the Loan I have acquired in the past have really transformed my business,my life ,my family and the people around me,my kid's now don’t get sent back for not paying shool fees,as my business is growing I have employed one person to help manage the shop this is one of the people indirectly benefiting from the zidisha forum.with the previous Loan I managed to order stock(phone accessories) and good used and new phones this has made my shop popular in that customers now know were to buy good and affordable used and new phones as well as good phone accessories this has also boosted my phone repair business.without the zidisha forum and all the lender's I will not be were I am now so from the bottom of my heart I want to say thank you all for been there for as please continue with the same spirit.included are my pictures in the shop and picture's I took as I took a vacation to Victoria falls with my wife.all thanks to you lender's in fact I recommend you you come to zambia and experianc the mighty Victoria falls in Livingstone zambia

Rice and maize flour,soft drinks and bottled water buying

Using the loan I was given I used it to buy 40 litres of cooking oil,2 bales of wheat flour, 2 bales of maize flour,snacks and juices that are liked by the customers around my business.
The purchase has increased what I have in the stock and has made a big difference in the business by insuring that people don't miss what they need.
Atleast my young girls go to school because even their fees is paid in time before they are sent home for money.
I would like to thank my leaders for the good work they are doing of helping the people and may God bless them.
My regards to all.

Agricultural input business

Hello lenders and the entire Zidisha family, I wanna say a very big thank you for your support so far.
Thanks to you, I’ve been able to complete my first year in college and also able to serve farmers in my community with chemicals they need for the farms.
You guys have played and are still playing a big role in transforming my life and that of others into a better one
I say that you very much and God richly bless you all

Selling affordable mobile phones

I bought phones and sold I made some good profits which helped me pay school fees. Was able to buy school uniform for my children. I rely appreciate the help that zidisha has offered me.

Bar sheds renovations

Dear Lenders,I'm so grateful that you have been able to support me with my business and hence this has really assisted me in so many ways to support myself and my grandchildren with their school needs. I'm able to put food on the table because you have been so supportive to me and my family.
May the Good Lord bless you so much.
Kind regards,
Mary Kasunga Sam.

Renovation my playground

This is my picture my playground I'm sorry late to post my picture

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This is my picture my playground I'm sorry late to post my picture

Rice and maize flour

am so grateful for the loan. it has made me to go a step forward.
I purchased ten kilograms of rice. it has made a very big difference in my business because i bought the high quality rice which is used by most people and its price is affordable.
my business earning has now increased by at least 50 percent.
I have used the increased earning to buy paraffin oil because it s demanded every day and we sell in small quality depending on the amount the customers requires.

Selling baby supplies online

And this is one of the typical Tana Toraja cakes, Deppa Tori, which is made from rice flour and brown sugar is incomplete, it seems that if you go to Tana Toraja, you don"t have to eat it as souvenirs :)

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Dan ini adalah salah satu kue khas Tana Toraja yaitu Deppa Tori
yang terbuat dari tepung beras dan gula merah
tidak lengkap rasanya jika ke Tana Toraja tidak membawa deppa tori sebagai oleh-oleh :)

Selling baby supplies online

Because many brothers who visit us family make tana toraja specialties, namely pa"piong which is made from chicken meat and fish, also the spices that have been mashed and then put in bamboo and burned, this is our special food, it tastes very good, togetherness adds warm atmosphere

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Karena banyak saudara yang berkunjung kami sekeluarga membuat makanan khas tana toraja yaitu pa'piong yang terbuat dari daging ayam dan ikan juga bumbu yang sudah dihaluskan kemudian ditaruh didalam bambu dan dibakar
ini adalah makanan khas kami rasanya sangat enak juga kebersamaan kami menambah hangat suasana dipedasaan

To buy an Artisan A3 wi-fi printer for large printouts

Grateful for having stood upon my financial uplifts through all the loan plans you have offered to me zidisha lenders and the entire team. i bought the printer that helps me to make refunds and am wishing God to grant me effort to complete my refunds to get the bonus . I wish my business grant me orders and services that i always led to customers. Profit weekly is 4500 currently enabling me to make weekly refunds 600 comfortably.
Best regards
best regards

Adding more stock of clothes in my shop

This is to inform my dear lenders that I received the full loan on Saturday, 4th 2018. It really reached me when I needed it badly, and immediately I was able to purchase:
1. 2 Bales of trousers ((200USD)
2. 2 Bales of shirts( 150USD)
3. 60 pairs of socks(20USD)

Am very pleased as I write to your friends because am very certain my business will swiftly rise to the next level.
Am humbled, and very happy to see what I've always desired and prayed for being fulfilled. Thankyou good lenders for the much needed assistance. Thanks too to my good zidisha team.
I appreciate you all

Stock in my shop

At least with the small amount I was able to purchase noodles and sweets and I made sales same day...step by step as I rise with zidisha loans for sure it will take me far..thanks

Operation work on the ladies

I am happy to report that the last loan enabled me put my three children through school last term and i was able to settle my rent and daily ot daily expenses, i would like to profusely thank lenders for his kind gesture. i purchased jewellery and more hair extension and casual shoes wwhich to my uttter surprise moved quickly. my earnings hav e since immproved from a weekly kes 5000 to Kes 10000.My first born will be finishing her hogh school in the coming term and i hope that your good work will enable me see her through univesity.

Njoro's Household Goods & Hardware

I had purchased, clothes and household requirements and required but the customers. This diversification has increased the number of customers to my business and income as well as profit has increased. The increased income has made me meet my young family requirements comfortably. The trend of my business i intend to enrol my small girl into a boarding school when she understands doing her personal hygiene.

To pay my son's school fees

I will Pay for my son's school fees for buying for books for him buy clothing for him as well as food him at the school. This would make it possible for my son to be in school and study. I'm hoping he would grow to become a responsible adult in the future.
I'm very grateful and thankful to all lenders here on the Zidisha platform and also to Zidisha staffs for this great opportunity.

Additional funds to cover orders from consumers

thank you very much I say to the people who trusted me to borrow some money to help my needs. Alhamdulillah, the equipment that I need is a messenger bag or a loose bag to sell has been fulfilled, just like the photo of the bag I just bought the photo I attach too. And don"t forget to say thank you very much to the application. Hopefully Jaya will continue in the air.

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terima kasih banyak saya ucapkan Kepada orang yang telah mempercai saya untuk meminjam sejumlah uang untuk membatu keperluan saya.

Alhamdulillah peralatan yang saya butuhkan yaitu tas kurir atau tas gembolan untuk berjualan telah terpenuhi, sebagaimana photo tas yang baru saja saya beli photonya saya lampirkan juga.

Dan tidak lupa juga saya ucapan terima kasih banyak kepada aplikasi semoga Jaya terus di udara.

House construction

development of building a house

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perkembangan bangun rumah

Loan for buying sandals

I used the loan to buy shoes and to my surprise is was all bought in the same day which I have used both the profit and the money to purchase another 8 shoes which 3 of them has been sold. This laon has really helped me. Thanks to you.