Jan 1, 2019
Hello my dear lenders.
Am so grateful to the kindness ,humility and support you have accorded to me.
The previous loan amount helped me hugely in that I boosted it with my savings and was able to acquire good feeders , drinkers and vaccination for my broilers.
Hence, I didn't have a high risk of broilers dying. The return on investment stood at 50%.
Going forward, am glad to report that I no longer have problems with finding a market for my broilers as was the case previously. I have a good network connection and reliable clients that am struggling to fully satisfy.
I kindly request you to lend me the amount stated above to boost my savings so that I can increase the number of broilers I keep by 50birds.
Thank you in Anticipation.
Su Rono, S. E.
Dec 31, 2018
To the zidisha and lenders team, welcome to the new year 2019, hopefully this year will be a fortune for all of us
Translated by Google
Kepada tim zidisha dan lenders ,
Selamat menyambut tahun baru 2019 , semoga tahun ini menjadi keberuntungan untuk kita semua
am able to backup the level of the animal feed this time around. thanks to Zidisha.
I thank my lenders for providing me with a loan that I have successfully fully repaid. I used my previous loan to purchase a Generator for my Guest house. In our are of operations Reliable and constant Electricity supply by our local Company has been a great challenge to my Business and had in the past adversely affected my business due to frequent power outages and blackouts that resulted to some guests checking out or cancelling their Booking. I really thank Zidisha loan that enabled me to purchase a standby generator I am now able to provide electricity whenever there is a blackout and this has enabled my business to run smoothly and made my guests happy since we have a backup plan and business is flowing smoothly without interruptions. I am really proud of Zidisha support
Happy new year Lenders and Zidisha at large,am greatfull the year is ending with an extra project accomplish .i want to take this opportunity to truly thank you all for walking this journey with me so far,too bad am not able to upload the photos here but soon as my IT guy solves this will upload the photos for my new project of water purification.God bless you all as we usher in new year 2019
HAPPY 2019 TO ALL MY LENDERS!
2018 has been a year of impact! A year that will go in our history for distributing more solar lanterns to people who need them the most. A year when i concentrated much on listening to customers needs and working to try and deliver life changing products to the most remotest communities of Eastern Province. A year when i got stuck the most with my car while working around the clock to reach the villages that have been left behind.
As i was going through the pictures we get from the field, i came across the picture i have attached. Regina told me how a solar lantern has changed her life. listening to Regina, a simple solar lantern made it possible for her to embark on saving the money he used to buy paraffin so that she can buy enough farming inputs. This year, Regina has planted 2 hectares of land compared to the previous year when she only planted 1 hectare . All thanks goes to the solar lantern. People ask me how? With solar lanterns, women are able to save from buying paraffin to light their huts. An annual saving of between $30-80!. Regina thanked our Rent to Own model for making it possible to own a solar lantern.
For us, we say thank you to all our lenders for making it possible to impact Regina's life. We also extend our thanks to Zidisha for providing this platform for entrepreneurs. Together, lets reach more women and girls with a solar lantern that rekindle hope and create opportunities for them!
Happy 2019 to all my lenders and Zidisha Team!
This loan will be use to buy shoe which is on high demand on Ghanaian market right now due to the up coming new year celebration. So I will buy a shoe which is less costly and come and sell it with high price. For example is I buy a shoe of 100ghc, I will sell it a price of 300ghc and people will buy it. Am very grateful for the opportunity you have have given me by entrusting me with your monies. I will use it wisely and pay it back on time which will help me build strong relationship with u. I hope to increase my profit margin to 6% this time period. The profit I will make on it all will be reinvested into my business as we are beginning new year. Also a big thanks to Zidisha for providing us with quality service.
Dec 30, 2018
I bought parking bags to park cereals and am trying to get more cash to boots my business
Dec 29, 2018
Kota Surabaya, Indonesia
Happy holidays for you all.
I hope you all have a good time with your family as I do.
Hopefully next year we all will have a good year to grow, adventurous, save and happy wherever we are.
Thanks for all your support through this year.
See you around next year, 2019.
May Allah keep us save and bless we all. Aamiin.
Two classroom blocks under construction for the nursery.
Dec 28, 2018
I used it for reaching out to customers
Salihu Arimiyawu Sariki
The last loan had really had a positive impact in my new business more. The business more. I was into rearing and selling of live stock, there I was an opportunity in buying and selling of livestock drugs. At the time I had no enough money to start the business. Thanks to Zidisha and my lenders I was able to raise that loan to start the business. I now fully own a shop selling of livestock drugs. I now earn extra income in this business which has help me become more self dependent. There is also the potential of expanding the business more.
I’m so grateful to you. Due to the loan you have given me, I have expanded my business and now, I’m very happy to tell that I have won the biggest contract all my business times.
Thank you Leander’s and Zidisha team…I’m so happy
Hi guys. I trust you are all well.
I wish to express my utmost and sincere thanks for all you have done for this Zidisha borrower team. May you all be blessed.
I also wish to report positive growth in my business. I am happy to report that I have grown in terms of customer numbers and therefore employed a young lady to assist. In this way, am happy to have grown personally with my family and also grown my community by employing a youth member, helping her improve her life as well.
I wish you all a happy end of 2018 and beginning of 2019.
Forward we move, and my promise to you is diligent use of my loans, now and in future, for prosperity of self, family and community at large!
Herewith is a selfie with my son, saying a big Thank You!
I really appreciate it and it helps me alot
Am happy that my fish farming business is going well since I joined Zidisha. I no longer have financial challenges in buying stocks and feeds in my farm.
Dec 27, 2018
I used the money to buy one tyre to my taxi so that I can work during Christmas period
I will use this loan to complete my E-commerce store where I intend to display my available products for sales to enable me reach out to more customers and buyers at ease. The aim of this Business is to reach out to International Buyers.
Thanks to my lenders! May God reward you abundantly.
I used my loan as fare to transport my pfoducs to the local market.
My bananas during rain season with plenty of water. They are almost getting ripe.Still cant imagine all this and more is seated on a land purchased using your funds. The fruits are tasty. I will soon be a exporter of mangoes and oranges. Appr. two years to come.
Dec 26, 2018
Like I said before, Zidisha loan is saviour to me and my family. Having completed university without getting a employment with any company, affter completing national service , it's through Zidisha loan I'm able to start my own business of selling call cards, doing mobile money, transfer of credit. I'm able to support my husband pay for the bills, pay the children school fees and put food on the family table.
Always grateful and thankful to Team Zidisha and to all lenders for your show of love and care. God richly bless you all
Dec 25, 2018
thanks to all my lenders.with their help.i have moved my business forward.
Hello lenders,I wish you a Mary Christmas and a happy 2019.
Samuel Karanja Wachira
Hi Zidisha team.
Wishing you all a merry Christmas, happy festive season and a prosperous new year! Thank you once again for supporting our entrepreneurship initiatives.
Happy Christmas and happy holiday for the Lenders who celebrate. May love and peace envelop us all.
Selamat hari Natal dan selamat berlibur untuk Lenders yang merayakannya. Semoga cinta kasih dan perdamaian menyelimuti kita semua.
Dec 24, 2018
Merry Christmas and happy new year
I purchased more stock of maize flour, baking flour, sugar and beverage.
The purchase has only made a slight change.
The purchase hasn't been of great improvement as I had mentioned due to the status of the countries economy by then.
I thank God for achievement of our child who has been in school for the last four years and sat for KCSE exam this year.
We are nighbouring a mall where I take my children at times for several activities during the vacation. thanks
I wish to thank you for being business financial solution.
With this money i will buy more plastic chairs. This is the season to make good profit.
Thank you all for your support.
My children and i are really really grateful.
God will continue to bless u and your family
Dec 23, 2018
Thank to highly esteemed zidisha lenders for accepting to fund my education. For now I see a bright future life. I expect job promotion after completing my education hence boosting my economic wellbeing. longing see goyimei.infoanisation to start giving grants to youth from less developed countries; kenya included. let me take this opportunity to wish you merry Christmas and happy New year zidisha team. cheers!
Thank you lenders for the credit. I was able to acquire more land that I put under horticulture cultivation and my income has improved to the increased productivity.I also take this opportunity to wish you the best in what you do and happy holidays.
Dec 22, 2018
I added some funds and purchased antihelminiths drugs. now am moving house to house deworming kids and adults. majority of locals suffer diseases associated with worms like amoebiosis and fungal infections like ringworms (tinia cirnicata, tinea capitis and tinea pedis)
Next loan I will buy more stock and with time I open a dispensing chemist, then a hospital with community outreach program
profit margin currently is small but with more funds will increase the stock and reach more people.
Kiptagwanyi Kenya, Kenya
Hi lenders, I wish you a Merry Christmas and a Happy New year to you. I'm happy with your hand of help you gave me in the last loan. Surely you helped to uplift my business. I bought a pulley machine and a vibrator for additional machines in my construction business. This addition has been of much help to me and family at Large. The increase amount of profit is utilized in other businesses like farming and cattle rearing. Thank you lenders.
The current loans helped a lot as I used to pay for freight charges for my onions purchased from the farms to the retail market.
This coming season I will be upgrading and start buying water melons for resale, and this will upscale my business.
Akome Gbogame, Ghana
Zidisha is the best loan which transform life from nothing to something and with Zidisha i can achieve my goals
I want to thank my lenders for funding my previous loan. Thank loan enabled me venture into bread Distribution business. I was able to purchase 20 crates of bread at a cost of $4.5per crate. This helped my profit increase by a margin of $14.This has significantly improved my business and I owe it all to God through zidisha lenders. May God richly bless all zidisha lenders.
I'm sincerely grateful to lenders of this platform. You are doing a wonderful job.
My last loan really helped me to get almost all the chemicals/material needed for my production.
Thanks so much and I'm hoping you continue your kind gesture towards us
Dec 21, 2018
I am really happy for the loan provided which I used in adding support business. I look forward to being considered for a larger loan to help me scale-up to a larger scale.
The target is to be able to me about 85% of market demand, with these i need to double my sales by buying more inventory and sales more, get a shop as 2019 fast approaching
Once again thankyou for your kindness.
Continue to be happy as you make us happy.
I would like to buy printing papers like 50 pieces. This will be enough for back to school sales. With God th profit i will be getting will help me pay school fees for my son who is joining a new school in class six.The rest of the remaining i would like to spend in christmas with my mother, kids and their father. Thanks a million the zidisha family. Attached is a photo of one of the printing papers that am going to buy.
Bungoma Netima Village, Kenya
Dickson and family
I have collected loan from zidisha thrice.Zidisha is very real.If you want to improve your business,then i may advise you to come and apply for zidisha.You start from small amount to a bigger amount.I used the loan collected from zidisha to improve my solar products and inverter business here in Bauchi state of Nigeria.
Dec 20, 2018
I wanted take this opportunity to thank all my lenders here at Zidisha, You have enabled me make a step.
To my esteemed lenders I thank you for lending me money .I used the money to buy duplicating/photocopying papers (3 packets @ at 300) which I used I one week and mad a great profit of 500 per each.I further used my money to buy internet bundles at ksh 1000 per week which I earned 1500 in total.The sales reduced last week because Egerton university closed for Christmas.
Hi dear Zidisha lenders. The last loan you gave me went on purchase of chicken nipple drinkers and a pipe. This is to help me install a water system where the chicken use bipples instead of waterers . The waterers eat on our time because we have to keep refilling the m every now and then and this is cumbersome. The chicken sometimes tip them over when there is little waer remaining and this wets the chicken coop causing moulds to build up if not cleaned immediately.It actually is hectic and cumbersome and needs alot of manpower. Spread of diseases isalso very fast. The water system I eant to install will help curb on diseases and extra manpower that eats into profits. All I need to complete the system is a small water tank and voila, my technician can install it.The last loan was not enough to buy all the gadgets needed. But so far I can smile because I have the nipples and pipe
I take this opportunity to thank all Lenders for my past loans and even as I post this new loan request, I want to let you know that I have seen better sales because of additions of accessories amongst my stock which was not possible a few months ago. I have come to really appreciate having ‘on shelf’ availability of different items because this opportunity has offered increased sales as well as customer satisfaction.
It is my hope that you will again come to my aid as I endeavour to keep building stock and also add variety of items in my business line of Communications.
Again, Many thanks for all past assistance.
Rachel Naki Morklah
Thanks to my lenders for their great work.Still in the high purchase of roofing sheets.thos loan has really boost my sales .Most of my client are happy since they don't move far in search of hard ware items.Christmas is at hand as most people want to surprised their families by moving into their new home.This Christmas is one of the most happiest one my kids will enjoy.Merry Xmas to my lenders and those who are ready to help in my next loan.
Best wishes Zidisha for christmas and a happy new year . I also wish the borrowers a happy christmas as they share good moments with their families and everything to be blessed with prayers . To the lenders i know the much charitable work you have done to this organisation to stand strong like this may i wish you a happy moments,blessings and cheers for your christmas and prosperus new year,
Hello Zidisha it now a christmas eve and we have now at vacation with our families we wish all the lenders and Entire team of zidisha a happy christmas and a happy new year.
I know zidisha the much you have done to me and giving me such enough time to pay my loan and comfortably i always wish you lenders and the Zidisha team all the best
Dec 19, 2018
I thank Zidisha for this supportive loan funds. I bought the chicken rotasier and much improvement have made steps forward achievement for its efficiency and fore front taste when i bench mark with other competators in catering services. Much advertisement have been made through referals from friends after visiting my premises. I would also request once again the zidisha lenders to led me again and Zidisha organisation to led more to community since much improvement can be made through this supportive organisation . My next proposal is buy more outside catering utensils due to hold events that holds much a audience. This would save time when serving them food at the right time and consume food at the same time to save on time.
Best regards always.
Dec 18, 2018
Hello, my dear lenders,
I sincerely lack the words to thank. I would sincerely like to express my gratitude for the invaluable assistance that you accorded me when you supported my cause. I had tried many other online lending platforms in vain. For this reason, feel highly appreciated. For the two times you've lent me, I have been able to expand my business inventory. With this, my profit margin has gradually increased. I believe with more lending, my inventory will realize the break-even level to meet rudimentary operational costs. I will upload photos of inventories next time I report back.
Thanks and thanks once more. God bless
Dec 17, 2018
I would like to say am very much thankful for the last that you lent me. it has really helped me grow my business.
I have been able to increase my daily profits, something I couldn't without your loan.
have been able to open another branch of my business, am really thankful
with my loan, I purchased a modern printer for my business where I was able to offer modern services to my clients. my earnings have since then increased by 50% and still hoping to increase more if you lend me again. I used my earnings to reinvest in the same business and also to open another branch.
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