Sep 16, 2018
I am going to rent a new house to increase my clinic because I have realized that many clients need admissions in my clinic, the previous purchase gave me an increase that's why I managed to refund the loan earlier which I payed my workers.
After top dressing my crops
Business has bounced back!
I dearly acknowledge and appreciate your help and support in boosting my farming
My bananas have started producing, my pawpaw trees too. I have harvested plenty of peas. I have dug holes for kales,cabbage and spinach, and am still digging to fill the whole garden. I bought four goats at USD 40 in total though they don't do good with plants/trees in the garden. Just that I got them at a cheaper price. I have plenty of food for my two cows. Though I have already sold the big one at USD 240 making a profit of USD 140. I sold to clear some of the many loans I had. But the owner still asked me to stay with it. That's the current progress. I now need to source cash to build a permanent residential unit and buy a plastic water tank.I have a quotation for a water tank of 5000litres at USD 340. This is one of my big basic want.
Sep 15, 2018
Like my history explains ,i am a good business partner who wants to help and survive this facility. Alot is happening in my business like aquiring more equipments which help my business. Today we got a liding door display freezer ,a good second hand and two weeks ago we managed to make half payment to a reciept counter scale of which now we need a printer.This counter scale is coming from a statutory engaged organisation as a way of monitoring businesses and we are very happy to have gotten such a unit because even gorvernment inspectors shall give as prefference.
I bought printing papers that am now supplying to two private schools. This is as a result of the zidisha family giving me a loan to start the supply. My life is completely in a different level. I can now afford to pay my kids school fees at least. May God bless the zidisha family. AMEN
These are some of my workers. I am amount them with that blue shirt.
Sep 14, 2018
buy craft materials. to make unique crafts. sold to the public. many enthusiasts. with a high selling price. revenue reaches 900 thousand per week. .I am very grateful to be given this loan. helping my business grow
Translated by Google
membeli bahan kerajinan.untuk membuat kerajinan unik.dijual ke masyarakat.banyak peminatnya.dengan harga jual yang tinggi.omzet mencapai 900rb an per minggu.hasil penjualannya digunakan untuk menabung,menghidupi keluarga.untuk kebutuhan sekolah anak anak menunjang belajar untuk meraih nilai yang memuaskan.saya sangat berterima kasih diberikan pinjaman ini.membantu usaha saya menjadi berkembang
I use the loan funds to buy ingredients for bread. To make kebab bread. For sale around the township and factory. I have a lot of demand, I get quite a turnover - + 800 thousand per week. in order to achieve satisfying achievements. I thank you for being given a loan for my business capital
dana pinjaman saya gunakan untuk membeli bahan bahan roti.untuk membuat roti kebab.dijual di sekitar perkampungan dan pabrik.banyak peminatnya,lumayan omzet yang saya dapatkan -+ 800rb an per minggu.hasil penjualan saya gunakan untuk menabung,biaya hidup,sekolah anak anak demi meraih prestasi yang memuaskan.saya mengucapkan terima kasih diberi pinjaman untuk modal usaha saya
Am very grad to see this day whilst my farm products are now ready for cultivation.
Cocoa which is about to ripe
Kabarnet, Kenya, Kenya
Hallo lenders and zidisha team. Am doing well and i hope you too.
I would like to reduce my payment instalments for another period of five weeks.I recently bought two young male cows.This has costed me the little money i had.However the season has been good due to long rains.There's plenty of grass and animal feed in the fields,and at the end of the season, am expecting more income from the same.Thanks so much zidisha and God bless you
Yaa Agyapong Agyeiwaa
The loan was used to buy notebooks, assorted pens,permanent and temporal makers, mathematical sets,A4 sheets for photocopying,story books for beginners, cat ridges for printer and photocopy machine, scientific and Casio calculators. These have really made a difference because I am now able to take care of my only daughter and few needy kids in my neighborhood . My earnings have increased about 15%. I have used part of the increased earnings to support needy kids in my area and have being saving towards my daughters education too. My daughter is the leader of the modelling team in their school that is the littleading achievementioned I can say about my family. The interesting thing in my area is the odwira festival which is celebrated every year getting to the later part of the year. I went to the kakum national park with my friends and daughter and we really enjoyed ourselves
Thanks to all lenders for being contributed to my pass loan. the loan helps me to expanded my shop and now I have added refrigerators but is in small quantity, so all the lenders should help me to increase the quantities and add others like freezers, cylinders and ceiling and standing fans.
so kindly help me to raise funds to expand my business.
I did bought top dressing fertilizers worth $70 for my maize farm and herbicides worth $50.The purchase has made a lot of difference since i used to use my jembe to weed out the weeds,the farm is very clean indeed.my earnings have increased by 50% now.i have used my earnings to pay school fees and my personal belongings. My family and the entire community zidisha is very helpful indeed! I would like to visit the Maasai mara to see the wild life in the coming season. Thank you my lenders!
I wish to buy thick size thread so that I may include in my items of sale a variety of products.
Thank you for supporting me in my small business. I hope to grow my business and keep handmade products in the market.
Cindy Yunita Chandra
I"m on a sewing course class, hopefully smooth
Saya sedang mengikuti kelas kursus menjahit,,semoga lancar
Tangerang Selatan, Indonesia
little by little my shop is growing and I want to be more developed by completing complete household items that every day buyers look for because my shop is densely populated and every day people buy in my shop, I want my shop to fund, thank you .
sedikit demi sedikit toko saya berkembang dan saya ingin lebih berkembang dengan mengisi komplit barang barang kebutuhan rumah tangga yang setiap hari di cari oleh pembeli karena toko saya padat penduduknya dan setiap hari orang membeli di toko saya,saya ingin toko saya ada yang mendanai,terima kasih.
I really appreciate the assistance accorded whenever I have requested for funds. The last loan I received did help a lot in the business and I have even expanded into tapestry making in order to diversify my sources of income. Below is a shaggy mat that I am currently working on... I am also hopeful that in future I will be able to repay on time.
It has been a tough one but i thank God that i have been able to complete my loan. The loan i took helped me in farming business. The profit i got helped me a lot in paying my bills and other expenses.
My son has started a new term and the money really helped me i paying his school fees. he also celebrated his 7th birthday in june. The money has also helped me in my savings since my desire is to own my own home.
The economic situation has been tough in kenya but we are hoping for the best.
Here are the goods that i bought with the loan.
Sep 13, 2018
I have been able to buy small items that the business needs such as water tank, boots, overrals etc. These have helped me in handling the work area with more efficiency. I have also put up a banner that is catchy and is drawing more clients' attention thus increase in revenue.
My cocoa farm which is about to ripe.
Green pepper farm.
Business is about to be boomed. I am yet to harvest my food stuffs. I thank God for all long project.
Koforidua Adweso, Ghana
I will at this time wish to buy more a the goods I sell for a reason that demand has risen hence I have to go to the market about three times in a week to replenish stocks which ties up my profit. So I believe bulk purchase will help me save cost.
This will make a difference because it will enhance customer satisfaction as well as cost of transportation. I forecast to have a profit margin of about ten percent.
This increased earnings will be reinvested
Sep 12, 2018
Hi Donors Previously I apologized for the late refund I had borrowed, this was because my parents" house was having problems, the roof of the house was almost collapsed, so with hard work I worked with a little rest to find additional funds to renovate the roof my parents house. For the remaining refund, I will pay as soon as possible this month. Thank you for your patience, apologize profusely. Next, I send a photo of the roof of my parents" house. Best Regards Derry
Hai Para pemberi Donatur
Sebelumnya saya minta maaf atas keterlambatan pengembalian dana yang telah saya pinjam, hal ini karena rumah orang tua saya sedang ada kendala, atap rumah yang hampir roboh, jadi dengan kerja keras saya bekerja dengan sedikit istirahat untuk mencari dana tambahan untuk merenovasi atap rumah orang tua saya. Untuk sisa pengembalian dana, secepatnya akan saya bayarkan pada bulan ini.
Terima kasih atas kesabarannya, sekali mohon maaf yang sebesar-besarnya.
Berikut saya kirimkan photo atap rumah orang tua saya.
Greetings lenders. I am glad Zidisha has made me a businessperson. With the loan that I last received, I was able to increase my stock and subsequently the profits. Added to this was the fact that the loan was a booster, in terms of helping me cover business expenses such as rent payment for my business stall. Without the money from Zidisha, it would have not been easy for me to transform from hawking to the extent of opening my ow stall.
The loan i received from Zidisha not only helped me expand my business but it also taught me why it is important to save. With the weekly installments that I was expected to pay throughout the repayment period, I was able to develop financial consciousness in my operations, Thanks to Zidisha. The loans from Zidisha make me become responsible in a great way.
Salim Mzungu Ahmed
I used the last loan to purchase some accessories to increase my stock at my cyber. this increased my income by 5% from what i have been getting previously.
Thank you for the cash loan provided, thanks to this loan I bought 20pack of cooking oil ordered by neighbors who will hold a wedding reception and circumcision, I bought this oil online for Rp 250 thousand with a content of 1 x 200ml x 12pcs, which will be sold at market that is Rp. 27500 per pcs. This is all thanks to the help from the zidisha. It turns out that the lender is thank you zidisha
Terimakasih atas pinjaman dana tunai yang diberikan,berkat pinjaman ini saya membeli 20pack minyak goreng pesanan tetangga yang akan mengadakan resepsi pernikahan dan khitanan,minyak ini saya beli di online seharga rp 250 ribu dengan isi 1 x 200ml x 12pcs ,yang akan di jual seharga pasaran yaitu rp 27500 perpcs nya
Ini semua berkat dana bantuan dari zidisha
Thank God, the previous loan was paid off. I am currently applying for another loan to buy a stock of the product I sell. I hope to be able to increase income. Thanks to the donors and the zidisha team, we hope that longevity, health, and all of them will continue to help people in need. Thank you for your help and I beg you to grant this loan because there are many more orders ... hehehe
Alhamdulillah pinjaman sebelumnya telah lunas. Saat ini saya mengajukan pinjaman lagi untuk membeli stok produk yang saya jual. Saya berharap agar dapat menambah pemasukan. Terimakasih untuk donator dan tim zidisha smoga panjang umur, sehat slalu, dilancarkan semuanya, terus membantu orang yang membutuhkan. Trimakasih bantuannya dan saya mohon untuk di kabulkan pinjaman saya ini karna lagi banyak orderan.. hehehe
Thanks my lenders I really apliciet for your support,, I will buy some kitenge materials and make some 5pieces of African dress and I will sell them at the price of 20$each =total income I will get is 100$ meaning I will be having a good profit of almost 60$after deduction of all expense. And my business will grow good under your support. Thanks soo much
Fanti Newtown, Ghana
I appreciated a lots with Zidisha loan organization, for making my life better than previously. And l will like thanks them once again for their support. I also promised to work with them till the end of my life, thanks.
Ofori Mustapha Mohammed
Sep 11, 2018
I used the loan to purchased chemical drugs such as paracetamol tablets and syrups, malaria drugs(tablets and syrups) b-complex tablets and syrups,multivitamins, condoms,plasters,gentian Violet,amoxacillin and so on and food supplements like alkaline coffees, phyto energizers, c/24 supplements etc.
The loan has improved my life very beneficial to me and my family by supporting my business financially.Indeed, I have been able to used the loan to pay for my children school fees, light bills,paying my extend family school fees, water bills, my aged mother health care, health insurance bills,feeding all these are as a result of profit gaining out of Zidisha loan benefits or earnings.
I,my family and my community are most grateful to you for your emerse contribution and support to my business as we all benefit always and without Zidisha loan we are nothing and doomed because you have changed our lives as you made us have all that we need at our door step and putting food on our table. Indeed, Zidisha makes myself and my family smiles because we no longer struggle for high interest rate from other banks.I will say Zidisha loan always is the best so far in the world. Thank you for your amends assistance given me and my family.
I would like to give great thanks to my lenders for making my plans realizable through this micro-lending plan. I have been able to use the past loan facilities to foot my internet connection and power bills, which support my online freelancing venture. I plan to use the net loan facility to get a wireless Mi-Fi connection equipment for my internet connection so as to enable the people that we work with to share the work space and connection without the need of everyone having their own modem. I hope that as the facility increases I will be able to use it to procure more equipment and software to facilitate my online work. Thanks a lot Zidisha and all the lenders that have made this possible for me.
Nanyuki , Kenya
This is the quality of work I have done and will continue to uphold standards
Hi Lenders, today with the loan you advanced to me, I bought a D-Link 24 port network switch. I plan to mount the switch in the course of the week. My internet service provider is ready to upgrade my data plan but since I had already paid for this month's plan, they require that my subscription expires before they can upgrade my plan.
Thank you all.
Kota Cimahi, Indonesia
good evening sir, thank you for helping me with capital and trust in me, the money I gave you, I bought my business equipment, a press machine to install buttons and paper material, paper is the main ingredient in my business, I I usually buy kiloan paper to make it cheaper in production costs, to pursue competitiveness I chose kiloan paper, it does not affect the quality of paper, for small businesses like me, kiloan paper is very helpful, because it can reduce production costs by around 20%. now the price of new paper is Rp. 4,300 / pcs / plano, and the price of kiloan paper is Rp. 9,000 / kg. once production I can use 100kg of paper. that"s a story about a business that I have engaged in. In the future, I will tell you more. thank you for trusting me. this is the production of today.
selamat sore tuan,
terima kasih sudah membantu permodalan dan kepercayaan nya kepada saya, uang yang tuan berikan sudah saya gunakan, tadi siang saya membeli perlengkapan usaha saya, sebuah mesin pres untuk memasang kancing dan bahan kertas,kertas adalah bahan utama dalam bisnis saya, saya biasa membeli kertas kiloan agar lebih murah dalam biaya produksi, untuk mengejar daya saing saya memilih bahan kertas kiloan, itu tidak mempengaruhi kualitas kertas, untuk usahayang masih kecil seperti saya, kertas kiloan sangat membantu, karena bisa mengurangi biaya produksi sekitar 20%.
sekarang harga kertas baru Rp. 4.300/pcs/plano, dan harga kertas kiloan Rp. 9.000/kg. sekali produksi saya bisa memakai kertas sebanyak 100kg. itu cerita tentang usaha yang saya tekuni. kedepan sayaakn bercerita lebih banyak.
terima kasih tuan atas kepercayaanya epada saya.
ini hasil produksi hari ini.
My first payment installment was paid off. thank you for helping my business. more and more purchases of goods due to additional capital
cicilan pembayaran pertama saya sudah lunas. terimakasih umtelah membantu usaha saya. pembelian stock barang semakin banyak karena ada tambahan modal
Sep 10, 2018
This is sugar cane ice that I sell in milled using a grinding machine
Ini es tebu yang saya jual di giling menggunakan mesin penggiling
Making ingredients for cakes To make cakes and sell around the village Adding my income - + 800 rb in a week The results I use to save money, living expenses and school Children diligently learn to achieve better performance Many positive activities in my village are like competitions recite
Bahan bahan membuat kue
Untuk membuat kue dan dijual keliling sekitar perkampungan
Menambah penghasilan saya -+ 800 rb an dalam seminggu
Hasilnya keuntungan saya gunakan untuk menabung,biaya hidup dan sekolah
Anak anak rajin belajar meraih prestasi yang lebih baik
Banyak kegiatan positif di kampung saya seperti lomba mengaji
buy handicraft materials, to be sold again. This business is to supplement my income. the result is quite good - + 800 thousand per week. This business goal is to develop a multiproduct business. that I like
membeli bahan bahan kerajinan,untuk dijual lagi.usaha ini untuk menambah penghasilan saya.hasilnya pun lumayan -+ 800rb an per minggu.tujuan usaha ini untuk mengembangkan usaha bisnis multiproduk.untuk menunjang prestasi anak anak saya sangat memuaskan dg nilai yang tinggi.hobby banyak yang saya suka
This loan will be used to buy electric sewing machine help me in my dress making business. The machine will cost about $250 but I will add the loan to the savings I made already. The will help increase my production which in effect increase my profit.
Gibson Muchera Witaba
Lugango Village, Kenya
Hi to my beloved lenders, i am very greatfull for your your continued support towards my business. The loan you gave me has made my business increase the commission by 30% from my airtel money and Mpesa services. Since the business is growing i have employed one assistant to help me render the services fast and efficient. My family too has felt the impact of my business since i have a kid in Grade three, which has also enabled me to pay the whole school fees for this year. God bless you so much as we continue to support me and my dependants.
Dear lenders, Yesterday, I used the loan money to buy a laptop, printer ink and a variety of home clothes. Stock of children"s legging pants at the supplier, the items are still empty so I haven"t bought them, hopefully next week there will be so that I can buy the children"s leggings. I hope that the stock of goods currently available to me, sell quickly so that I can get more profit to buy back more variations with more. Thanks to all of my lenders, all of you make our days very enjoyable. Hopefully all of you are always happy and healthy. Greetings, Endang
Kemarin, uang pinjaman telah saya pergunakan untuk membeli Laptop, tinta printer dan beberapa variasi baju-baju rumahan. Stok celana legging anak-anak di supplier, barangnya masih kosong sehingga saya belum membelinya, mudah-mudahan minggu depan sudah ada sehingga saya dapat membeli legging anak-anak tersebut.
Saya harap stok barang yang saat ini ada pada saya, cepat terjual sehingga saya bisa mendapatkan keuntungan lebih untuk membeli kembali variasi-variasi lainnya dengan lebih banyak lagi.
Terimakasih kepada semua pemberi pinjaman saya, kalian semua membuat hari-hari kami sangat menyenangkan. Semoga anda semua selalu bahagia dan sehat.
Hello, i was able to raise 35% of the pillars needed. i got the cements and the bamboo poles. the masons are still working on the site. it is too early to access the impact of this investment over my farming activity but next year when we start harvesting passion fruits, the impact will be quantifiable.
Thanks for your help.
Thank you Mr. Paul. I wish i could share you the experience to taste my food product. God bless you and us. Thank you very much :)
Sep 9, 2018
I took and passed this course. Here is my certificate
Lucky Summer Estate, Kenya
lender that s my self in the shop
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