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The amount I received was Rp. 212,624. To buy a table & chair for my coffee shop business support. I thank you very much for the loan that was given to me.

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Jumlah yang saya terima Rp 212.624
Untuk membeli meja & kursi untuk penunjang bisnis warung kopi saya
Saya ucapkan banyak terimakasih atas pinjaman yang diberikan kepada saya

Impiro Clinic

I am going to purchase pharmaceuticals for my clinic and great full for the previous purchase made me move a head and repaid the load on time I made and increase of 600 from the previous weeks which I will use to increase my purchase, so far I have share news of achievement to my sister. What is so interesting with my neighborhood is that they are happy with my achievement because I help the entire community.

Supply of pure water to the community

I will use the loan to buy 800 to 1,000 bags of treated purified water and at the end of the day, will make a profit of $160 to $200 after paying my loan. I will re-invest some of the profit into the business and pay the school fees of my daughter who is graduating to stage 3. She is soo brilliant that i have to push her throughout her education.
The profit will help me in such that my business will continue growing gradually whiles my daughter's education will also improve at the long run. My newly born son will be catered for and my family will be a happy one.

Thank Lenders for your support.

Sandals and slippers for children and adults

Thank God, good night lenders and all members of the Zidisha team. I am truly grateful and thank all of them for the trust by giving me back this loan because I really need a loan to buy stock of merchandise in my shop. The current sales results are used up to cover daily needs and also to repay loan loans at the Bank. Fortunately, I was able to get to know and join Zidisha, which had been very helpful when I was having financial problems. Hopefully this loan can be a blessing for me and my family and of course for you lenders and Zidisha team members who have helped a lot. once again I thank you very much. Good night and successful greetings are always for all of us. Amen

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Alhamdulillah,, Selamat malam para pemberi pinjaman dan semua anggota team Zidisha. Saya benar-benar bersyukur dan berterima kasih banyak kepada semuanya atas kepercayaan dengan memberikan kembali saya pinjaman ini karena memang pinjaman sangat saya butuhkan untuk membeli stok barang dagangan di toko saya. Hasil penjualan saat ini habis untuk menutupi kebutuhan sehari-hari dan juga untuk membayar cicilan kredit pinjaman di Bank. Beruntung sekali saya bisa mengenal dan bergabung dengan Zidisha yang selama ini sangat membantu sekali saat saya sedang kesulitan masalah keuangan. Mudah-mudahan Pinjaman ini bisa menjadi berkah untuk saya sekeluarga dan juga tentunya untuk Anda para pemberi pinjaman serta anggota team Zidisha yang yang selama ini telah banyak membantu. sekali lagi saya ucapkan terima kasih banyak yang sebesar-besarnya. Selamat malam dan salam sukses selalu untuk kita semua. Amin

To add stock on my retail business

I open a ssd running business with coca cola company

Loan to buy groceries for my shop

Business in the grocery shop is moving on quiet well, i have increase my capital base from 50% to 85% to allow me increase my stock in the shop.
This would have not been possible without zidisha and lenders. Thank you all

Buying and selling

Dear my lenders, I once again would like to inform you that I am still going on well and gratefully thanking you for your funds which have really taken me a step forward. I purchased a variety of stock which included minerals, supplements,feeds, and hardware. I am very glad to let you know that I have now been able to mix my shop with the variety as I have always desired. Although right now the business is a bit down, I will try hard not to ever let you down. God bless u for your continued support.

Mbimadong farms

The loan took helped me bought yam 400seeds to plant my farm.Now I have harvested 150 tubers which i sold 500 CEDI's.I'm planning of using that money to buy my wife a sewing machine so as she becomes a semtrees.

Purchase of chicken feeds

Hallo Zidisha family, I'm so excited to report that I won a tender to supply eggs to a Montessori school for the next three months. I thank God for this wonderful blessing. I'm now sure of the sale of my eggs. I'm also sure that at least every month I will be able to buy my mother the medication that she needs to calm the nerve pains. Oooh haleluia.

Thank you Zidisha family for your support especially when I need working capital that is for vaccines and feeds.

May the good Lord bless my Lenders and for those who are on this journey like me, there's always light at the end of the tunnel.

Cash for mobile money and credit cards services

I am much grateful to the lenders for funding my loan.I will use the loan to buy:
Electronic cash for the mobile money.
Credit cards.
A4 sheets rims.
modems.
Internet data or bundle.
school uniform for an orphan.
This will help to increase my profit that will improve the lives of myself, family, others and also in the payment of the loan.I will also be able to meet the satisfaction of my customers that will save their time and energy.
I thank the lenders and wish to tell them that God will bless them abundantly for them to continue to help us to grow our businesses.I promise to pay back the loan as scheduled and agreed. God bless you all.

Printer facility

Thank you my lenders and team zidisha at large. You are of great impact to my personal and business life playing a great role. I look forward to a greater business relationship and even a day I will also be a lender and help transform a life.
This facility as indicated I will use it to purchase a color printer to be able to tap on to the market which is not saturated thus I look forward to an increment to my day income and a larger profit margin after expenses deductions. This at-large transforming to a better livelihood standard. Thank you again.

Re-stocking computers

Its an honour to get credit from you I must admit that the credit you offer me has propelled my business to new levels. I have also made it a tradition to put the money only to its intended purpose so as to achieve the intended goals.
I would like express my gratitude to you and Zidisha for this great milestone. Its very difficult to get credit locally without fixed assets and guarantors. I pray for Zidisha to grow more and the borrowers to be honest so as to improve the efficiency and effectiveness of this help.
As I seek to take my next loan I pray that you lenders are going to consider my request against my timely repayment.
Below a photo of my family taking lunch.
God bless.

Full-color digital printing

Dear lenders, I wish to inform you that I received my loan on the 23rd August 2018 Mid day and am very happy and I really appreciate your support. This amount will afford me a digital color printer for printing posters, flyers and promotional materials for clients. It will increase my earnings by 30 to 40% and I believe, in a period of six months I will be able to clear my loan and raise another to add one more digital color printer. Thank you so much my dear lenders and may God bless you. Feel free to visit my country Kenya and I will be privileged to host you and take you round the scenes of our beautiful wildlife spots. "Karibu" (Welcome)

Clothing supplies for online businesses

Dear benefactors, I thank you for the loan given to me, this greatly helped the advancement of my online business, I was able to buy a storefront to place my merchandise stock, my sales increased, my profits reached $ 15 USD, so I could repay the loan me before the specified time. Hopefully in the future I can apply for another loan with a greater limit, in the hope that my online business will grow. Thank you zidisha. My respectful greetings Herfina

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Yang terhormat para pemberi dana, saya berterimakasih atas pinjaman yang diberikan kepada say, hal ini sangat membantu kemajuan bisnis online saya, saya dapat membeli etalase untuk tempat stok barang dagangan saya, penjualan saya meningkat, keuntungan saya mancapai $15 USD, sehingga saya dapat melunasi pinjaman saya sebelum waktu yang ditentukan. Semoga kedepannya saya bisa mengajukan pinjaman lagi dengan limit yang lebih besar, dengan harapan usaha online saya semakin berkembang. Trimakasih zidisha

Salam hormat saya
Herfina

Loan to buy folding machine for my printing and graphic-design business

Many thanks Zidisha team at large for approving my loan, I will use the money to purchase a 238SM/438SM Folding Machine the machine . The machine is very important to me, after printing brochures and newsletter I need a machine which fold them. I have very many clients who need brochure and newsletter, the brochures and newsletter needs to be folded with a folder machine, If I get the machine it will make my work easier and at the same point make more profit plus doing accurate and perfect job. I will have more and more client thus netting more income and that will automatically increase more profit to my business and that will enable me repay the loan with a lot of ease. I have been reliable in terms of repayment for the last 3 years I have been with Zidisha Team, I promise to repay promptly and to be reliable as I have been doing in the past. I would be very grateful if you could give me the money.

Kiosk capital loans

This is homemade spring rolls, learning to make spring rolls that taste good to eat with spicy chili, ingredients made from 150 grams of good quality flour spring rolls. 2. chicken eggs (separate yellow and white, just use white ones). 1 tablespoon of cooking oil or enough butter. Sufficient salt. 300 ml of boiled water or diluted coconut milk

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ini adalah lumpia buatan sendiri, belajar membuat lumpia yang rasanya enak untuk dimakan dengan cabai pedas,

bahan terbuat dari dari
150 gram lumpia tepung berkualitas baik.
2. butir telur ayam (memisahkan kuning dan putih, cukup gunakan yang putih).
1 sendok makan minyak goreng atau cukup mentega.
Garam yang cukup.
300 ml air matang atau encer santan

Tamarind Grocery Store

Business has improved allowing me to complete payments

2 ream papers and 3 reams of envelope for my business

Hy
this is great opportunity to thank you zidisha team for your support. I will not be able to apply for a loan because my young sister has been sick and this really affected my business, she has been admitted she has been operated her left eye

Loans to increase business capital

Wow thanks zidisha, thank you lender, my loan has been disbursed and is very useful to grow my business, this is truly a profitable day for me, my happy greetings and success always

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Wow terimakasih zidisha , terimakasih pemberi pinjaman , pinjaman saya sudah cair dan sangat bermanfaat untuk mengembangkan bisnis saya , ini benar benar hari yang menguntungkan untuk saya , salam bahagia dari saya dan sukses selalu

Cocoa farming

Planting my Cocoa Seedlings

Cocoa farming

Carrying seedlings for planting

Rental-house building project

To my lenders, l want to highly appreciate your assistance. I have been able to invest in a variety of goods. The fridge l bought from my last loan has enabled me to make juice which l can supply to many people. l am also able to sell soft drinks as l have enough chair for my customers. From the savings, l had now started a house project which l hope to build more units in the future. Thanks a lot for your help and may God bless you as we continue to work togehter.

Brick moulding and baking project

My Layers have started laying eggs. So able sell a tray or so every three days. (zidisha has contributed slot to make me realize my dream of being really Poultry farmer in the near future. Thanks very much to those who sponsor this lending Institution.

Renovation my playground

Thank you joost for your messages. I waiting for this it's almost 4 Monts. And now just waiting for delivering on my town Limpung. And you know I built this business it's almost 2 years. At first my business it's not going well. Step by step my business grow for 1 stand and now I open in 3 places in alun-alun, Limpung night market only Saturday night and on stadium Limpung . From nanny to be entrepreneurs it's not easy but I believe for my dream .thanks for zidisha and for lenders for the opportunity

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Thank you joost for your messages. I waiting for this it's almost 4 Monts. And now just waiting for delivering on my town Limpung. And you know I built this business it's almost 2 years. For the first my business it's not going well.step by step my business grow for 1 stand and now I open in 3 places in alun-alun, Limpung night market only Saturday night and on stadium Limpung . From nanny to be entrepreneurs it's not easy but I believe for my dream .thanks for zidisha and for lenders for the opportunity

Good prices shop

Hello,
Morning. It is a good day for me again today. Am doing my activities happily as in the past.
Thanks a lot for all the support I have been receiving. As at the picture attached you can see computer-desktop. It is my great achievement to have it in my business and it has helped me much. I achieved the desktop through the loans I receive.
I also continue with growing chia plants for seeds. At present am harvesting.
My main aim is to meet the school fee for my children in secondary school.
Thanks.
Philip

College education fees

I really appreciate that the lenders have supported me financially to be able to start my business and continue with my education at the same time. Thank you all and be blessed.

Drugs for my clinic

I would first want to thank my lenders who loan me previously and hope they are going to continue with that good heart to help me in future. I used my previous loans to add drug stock to my clinic. This has really fetched me lots of profits and also made it easy for me to repay the previous loans.it also created a good rapport between me and my patients.
My sister was also able to clear college and she will be graduating this December with a Diploma in Occupational Therapy. My other siblings can now go to school easily.
Most people when they see how am progressing they are requesting to know where a get support and when I tell them about most are interested to join zidisha because I regard this organisation is the best institution that can solve their problems easily.
May Almighty God bless zidisha community at large

To boost my business

I did purchase of cereal.
The purchase has increased my profit margin with about 2-3% though the business isreturns were low compared to previous purchase.
Regardless of low earnings my parents had during my secondary School education , I made sure that I completed my form four and did my KCSE and attained the certificate. I worked hard to assist my parents and motivated them to persistently to educate me on. This however has been a challenge for me but I can complain cause this has made come this far. I have not visited any holiday site in t
My neighborhood of recent. I wish to thank my lenders for being my business financial solution from time to time.

Purchase a cargo tricycle for transport business

 Slaughtering of an animal for the Eid al-Adha (Feast of the Sacrifice) is something that is incumbent on all Muslims, male and female, if they have above a certain amount of savings. If a person has savings above the set level, they buy a sheep or a cow and sacrifice it. The spiritual sacrifice is made to God, but the actual physical meat is used for more prosaic purposes. It is divided into three portions; what will be cooked at home, what will be offered to close relatives and friends, and finally that which is donated to those who cannot afford to slaughter a sheep or cow (or camel).

It is possible to hear other people describing this holiday described as barbaric or cruel. The purchasing of an animal, the cutting of its throat and the butchering of the meat is at times depicted as something that the modern person should not be doing.

Eid al-Adha at its most fundamental level is a reminder to us of where the meat we eat and enjoy every day comes from. The purchasing and handling of the animal, the slaughtering, whether carried out by the individual themselves, or by a butcher, the chopping up of the
meat and the portioning it out, is all a reminder of where the food we eat comes from.

Why is it celebrated?
In a dream, God ordered Prophet Ibrahim to sacrifice his most beloved – his only son, Ismail. Prophet Ibrahim told his son about the dream, to which Ismail agreed to be used as a sacrifice. The Prophet and his wife traveled to Mecca, where they planned to perform the deed. As Prophet Ibrahim prepared to kill his child, God replaced his son with a ram. God’s command was a test to see if the Prophet would follow his command. Prophet Ibrahim passed the test. Centuries later, Muslims have carried the tradition of sacrificing animals in the name of God.

Purchase of beauty products for my hairdressing

I take this opportunity to appreciate my lenders and Zidisha for the big support they have given me . As an Orphan life has not been easy for me. Courtesy of you i can have food on the table, pay utilities and sustain myself. I had issues paying my loan previous because my business went down and made a little profit to repay and sustain myself. I am sorry for that Lenders and zidisha too. But now i have set myself and my business is well now and same time i have increased my services now. I will love your support in making my dreams true. Thank you Zidisha.

Gina's flour and margarine shop

This loan has really helped me in increasing my pastries and my profit also increase and I used some of the profit cater for myself. I Thanks all my lenders, God bless them all, Amen.

Rice and maize flour for grocery shop

hi my lenders,am so happy to see my loan funded 100%. Its a moment i have been waiting for because i needed this financial support so much in order to have some inventory and also upgrade my shop. It will really help me in to generating more profits and become more financially stable and also maintain having more customer.
Thank you very much my dear Lenders. You have brought great change in to my life. I feel joyful to day. I will keep updating you on my progress regularly.
Thank you once again

Hydroponics green house construction

Hello,greetings from Kenya.
I would like to bring you up to date on my project.
1) I did construct a 15 X5 feet green house to contain my test site for my hydroponics project.
2) Sadly I have not been able to equip the green house with the apparatus to make it productive.
3) I did meet a deal of a .5 acre piece of land for sale that really was prime.I have signed a sale agreement with the seller.this did realign my commitment to the project as well as personal dealings though would say it's been a worthy buy.
4) I a continuing to make my repayments for now and hoping to clear soonest.

Will update when the project is finished and starts producing.
thank you and looking forward to get feedback.

Mobile phones & accessories, and servicing tool for mobile phones

I would like to confirm receipt of the loan and I want take this moment to thank my lender’s and the zidisha team.i have already made orders of the products that I am buying which are used cell phones ,phone accessories and phone repair tools.Thank you so much.
Alberto.

Renovation my playground

This is picture carnival

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This is picture carnival

Renovation my playground

After finishing

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After finishing

Renovation my playground

And this is cup processing

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And this is cup processing

Laptop computer for work; and a vision check-up

Dear lenders,
Indonesia become the host for Asian Games now, and at the same time, Lombok, one of Island in Indonesia having landslide again few days ago. I just sent a tent for one of our Paragliding family there this afternoon; their family house were collapse because the last of landslide. This landslide have cost many lost their home, family, etc.
All transportation to Lombok from Surabaya are on hold waiting till many of passenger fill out the bus and few of expedition has told me that they can't predict when they will open their service to send package to Lombok. I finally sent the tent use Indonesian post office service and the faster time to reach there will be in a week time.
My prayers goes to them. I hope they all will recover and the build of the area will lift them up again, and I hope Allah may give them strength to pass this storm. Aamiin.

This makes realize that I should grateful with everything that I have, I live in Surabaya, where the access to everything are easy to get.

I hope you all are fine and have better season there. Thank you for all of your support and trust in me.

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Dear lenders,
Indonesia become the host for Asian Games now, and at the same time, Lombok, one of Island in Indonesia having landslide again few days ago. I just sent a tent for one of our Paragliding family there this afternoon; their family house were collapse because the last of landslide. This landslide have cost many lost their home, family, etc.
All transportation to Lombok from Surabaya are on hold waiting till many of passenger fill out the bus and few of expedition has told me that they can't predict when they will open their service to send package to Lombok. I finally sent the tent use Indonesian post office service and the faster time to reach there will be in a week time.
My prayers goes to them. I hope they all will recover and the build of the area will lift them up again, and I hope Allah may give them strength to pass this storm. Aamiin.

This makes realize that I should grateful with everything that I have, I live in Surabaya, where the access to everything are easy to get.

I hope you all are fine and have better season there. Thank you for all of your support and trust in me.

Full-color digital printing

Dear lenders,
I lack words to express how I feel. I am very grateful for your support. You are making me realize my dreams. I know now that I also have a responsibility to elevate other people's live regardless of race, color, ethnicity, country of origin or wherever. You believed in me without even knowing me. It is the work of God and I will never let you down.
I will use the loan to purchase a digital full color printer @ $1200. I have $400 in savings thus i will have to get a $130 top up from my good friends who happen to be my clients too. This printer will increase my earnings to Between $30 to $40 per day. With such amount, my 2 daughters will be stable in school, I will be able to pay my employees and all my bills, and even save so that I can buy another digital printer and a lab quality photo printer. Thank you so much and my God bless you.

To built a big shade

My last loan I bought some more plates. Now my customers don't run away because of few of plates. I have increased in selling of more food than before. This have cause me to earn a sweet able in incomes which am able to feed my family. Thank you

Loan to invest in my hairdressing business.

After I received the loan from zidisha, I bought the type of hair that I sell to my customers in a large quantity.
Because I made a large purchase with the money I have been able to increase my profit.
Because it is a business investment my income has been able to raise in about in about 10 percent.
This increase I earn is use in paying of the loan and also reinvest in my business.
Again because of this increase I am able to send my sibling to a good school.
People living in my neighbourhood are looking more attractive because of how I dress their hair.

Improve my stock

With this I'll purchase electrical bulbs which runs fast as compared to the lamp holders.
With the bulbs it helps the community and myself with vision in the night and unfavorable weather.
With $10.45 I'll be able to purchase at least 10 with a profit margin of 10-15% surely it increases my capital with a margin of at least 10%•
The increase have been used to reinvest so the output of the loan is increasing my inventory.
With this enviable opportunity I've been able to increase my stock and it is stress free as compared to running up and down for loans and you're being denied.
With Zidisha I've achieved the hope of life in business.
My neighbors usually come alone for fun and I enjoy being at my business

Rice,milk,bread and assorted goods for my shop

The loan I just paid helped me and my family. I used part of the loan to pay my children's school fees. It impacted positively in my life and also in the lives opf my children. My lenders and the entire Zidisha team have helped me a lot.Thanks to my lenders.

Computer & TV accessories

Thanks alot, God bless and protect you.

Computer & TV accessories

Good luck Dawud!

Phones accessories and sernitations facilities for shop

I added stock to my business which have made my shop expanded to an extent of having more customers to come in,there is an increase in profit which have made me also to surprise my family by enjoy some moment while in our shop,also I have increased stock to my business ,also I will be happy to support and nature talented children in our community during holidays by hosting some tournaments in our region

Loan to buy test kits and medical lab devices

The previous loans have help me increase my income due to addition of a number tests. I have been able include some tests I was not running previously. I hope to add more tests and expand my services with subsequent loans. Thanks to all lenders.

Printer facility

With the last facility I was able to purchase a copier machine which has increased my day income. It's more fast than the initial 10copies per minute since its 18copies per minute. (Kyocera Taskalfa 181)This machine has enabled me to broaden my customers capacity thus increasing my income before the university breaks for holidays. Attached is a picture of the two machines.

For expansion of my mushroom farm

My yeild

For expansion of my mushroom farm

The season was so good for me. Am so greatful.