Oct 24, 2018
Thanks Mary, I am happy that all has been going on well even if there have hitches here and there. Beside my business of distribution I am in now in small scale farming where I have two hectares of beans. The beans would be harvested in December. The children are now almost closing for the holidays. They have had a smooth year in learning, thanks to zidisha community.
Oct 23, 2018
I intend to purchase a linear feeder and heater specifically a charcoal stove since it is the beginning of the rainy season(cold) .This will help me feed the birds more efficiently and the heater will help keep the birds warm when the weather is cold.This loan is a much appreciated contribution and I would like to thank the lender for enabling me meet the expenses.
Things are good since that I have a grocery of tomatoes, cabbages and sweet potato so that is the business I imerged into from selling sugar cane so I want to prosper more by extending it if i get more funds. Thanks a lot lenders.
Kibomet, Kitale, Kenya
The loan was for Glico Shamba Fresh Farms increasing productivity. I purchase farm inputs. It has improved my farm operations and increased profit by 14%. This earnings will be for farm improvement, children fees and 10% for charity fund. Our family members are happy from the recovery of my dear wife who had undergone spinal surgery and we thank God that a miracle she is o n her feet!!!!!!!!! We as a family we don't take it for guranteed.
Flax , Kenya
I used the loan to pay traveling expenses to my work place. I look forward to getting higher loans to help me in stocking my business.
hi .am so glad that we are working together and we shall go far.I thank you for this far
Oct 22, 2018
Up and running
Tomatoes harvested in the last season
The last loan given, i added stocks of materials to easen my tailoring. this enabled me to work throughout without getting shortages of materials as i had everything in stock. since the economy is not so stable, the movement of sales have been a bit slow though i couldn't miss earning at least 500/=. As i mentioned earlier, i engaged one employee who has been of assistance in running errands like deliveries on time thus creating employment. my family has been very supportive and this has made the business run smoothly. none of my children has been sent back home for lack of school fees. this business enable me pay for my child's educational trip which was required within a short notice period. it has really boosted her self esteem as she didnt expect to go for the trip!
I topped up the money and bought a 4GB RAM for my desktop, the computer is now faster and I can now serve more customers, increasing my sale by 50%. I would wish to save the profit increament to expand the business.
Kisii Town, Kenya
I purchased 31 seedlings of tree. Which my plan is to plant more than 2000 between this year and next year. With a long term invested on timber. It has made a different that in ten years to come I will be able to have timber for selling and I will make profit which will help me to settle in other ventures of business as a stepping stone. It is a long term investment.
My children are doing well in school. Two of the are going to finish their end of year exam tomorrow and they will be in holiday for two monthes. The elder one is pursuing his master degree. I am happy for them. In my neighour people are always busy with there daily running of businesses. Currently I don't have a personal picture in my phone and it has an issue of Cd card to enable store information. Next time I will share my picture. I am grateful for support. Thank you.
I qualified for Ksh9,352. I received as terms and conditions applied and since then I have been able to add up to what I had to buy a computer for our DJ. Our DJ was using a computer that operated like a T.V, goes on when power cable is connected and if removed the computer goes off. This would be embarrassing because as music would play and someone touches the connection music would embarrassingly go off.
The computer also had many viral attacks that would disable software's and also eat up space. It was also old and so the purchase of a new computer was very vital.
Thank you zidisha team for ensuring that we have a new computer.
Teshie - Accra, Ghana
The loan I received helped me to make necessary payments and have full concentration on academic work within the semester. This would not have been possible if not for Zidisha. Zidisha is really transforming lives and I am one of the testimonies of this transformation. I can't thank you all enough for the good work and smiles you put on our faces. God richly bless Zidisha Team, Director Julia and all you lenders.
Kereba Village, Kenya
Team, due to ups and downs i am happy to be back on this platform. Despite the setbacks, i am now on my feet matter projects. i have been privileged to run a poultry project though small, photocopying and printing point as well as starting a small mobile money transfer services M-Pesa. My aim is to clear my first loan on Zidisha in the coming two months to stand a chance of higher credit limit. This will bridge the gap on my working capital to be able to meet my clientele demand of my products and services.
Thanks Zidisha team for being there for me.
thanks lenders with my previous loan i make posters and marketing for my job advet,have seen alot of positive responds from customers , my earnings has increased by 45%,with my increase have made a big advert project for the company with it.thanks lenders zidisha will grow all days .
Hi Shena, thanks for your comments. I particularly stated that i am starting a new busisness in a neighbouring estate. This loan intends to purchase equipment for this new business that is smaller compared to the one am running now.This will automatocally include such like fridge or freezer. It is not possible to use one equipment for both busisnesses as they are a little far from each other. The shade is the main eating area and so each business must have one hence for it to attract customers. The businesses are small hence the constant need to grow even if its buying another equipment that i also have. This is just an indication that i have seen the possibilities of growth,thanks.
Oct 21, 2018
Thanks to my lenders I was able to purchase the otoscope. Have had a very busy week, or two at that. Was working on a mini-research on Nurse Manager's leadership style and it's impact on staff intention to stay and staff/patient satisfaction. It was stressful but exciting, trying to analysis a data using the SPSS for the first time. I now know that for my final research work I won't have problems analysing data. Hope the past week was productive?
Nairobi,komarocks Estate, Kenya
hi guys,am excited to be in this programme,I'd say I've waited all my life...am a paramedic operating a small pharmaceufical sells outlet and I also do routine diagnosis and treatment..that's in town but I also have,like most of us,a rural traditional homestead where I di some subsistence farming..a small setup with fruit garden and food crops and of course some poultry..all not commercial but for food and nutrition...it's my 3rd loan and am hoping to be at loan level 10 or so by Dec...
Oct 20, 2018
I received 176 ghs in my account
I will change some old wooden on my shop and replace with new one
Thank you so much for you assistant
Earlier today in my rice and maiz farm with my brother.
Farming now is one of the most lucrative business and I have the believe and trust that one day zidisha would lend me huge amount of money to inject some in to my farming business in addition to my jewellery business.
Thank you lenders for your wonderful support!!!
Oct 19, 2018
From my previous loan, I purchased a dozen of eye pencils which I included in my inventory. Eye pencils were a market I had not tapped and after my purchase I resold the products which resulted into a slight increase in my returns. My profits have increased by 200 KES. I have added one more dozen of the eye pencils to my stock. I recently opened a business online profile which I have been posting items on for sale. For the past few weeks I have gotten a few orders from new clients. I come from a communal neighborhood where people are happy and ready to offer a helping hand to others.Some of customers from my neighborhood have been a great assistance by recommending the products I sell to their friends which has gained me some new clients.
Dear lenders the loan has has helped me in many ways and the business is doing well am working hard to ensure that weekly installments are paid despite economic challenges here in Zambia at the moment.Without Zidisha i dont know where i should have been interms of business because Zidisha has made me expand and establish my business today.To my lenders i just want to say that am very thankful for supporting my business because my family has benefit a lot as a result of the achievments the business has done since joining Zidisha two years ago.
My business doing pretty well,i love to partner with zidisha
Thank you dear lenders for helping me get a new electric kettle for heating water in my salon.Looking forward for more and more support from you.God bless you all
I used the loan which i recently got and which was my third loan to employ two more people in my salon. This has really helped me to reduce the work load and the number of daily customers has also increased
Thank you so much my lenders.I received ksh 25747.I have only used ksh 20000 to boost my current stock.Am happy that i hope to enough profits to repay my current loan and cater for other family expenses.Thank you so much and may almighty God bless you big
Central Region, Ghana
I am a a taxi driver for the past 11 years, but it is my greatest wish and determined to have more cars for the taxi business. Since i started to join Zidisha my confidence level has increase . My friends who are also into the same taxi business are also willing to join.
Oct 18, 2018
I want to thank you so much for lending money to my business. I have received the money and I have used it to pay for a printing plate that I had ordered when you accepted to lend me the money.
With that plate, I have managed to print 2000 wrappers for my soap.
This will allow me to sell to supermarkets and other distributors who have always had a condition that I must do proper packaging.
I expect my sales to increase by 300% within the next two months.
I have included a photo of the wrappers.
Greetings and gratitude to all my lenders and also to the hard working Zidisha team who are always working hard in improving things at Zidisha for us borrowers.
With the new payment system that testing is ongoing in Ghana, and I'm privilege to be among those selected for the testing, any loan repayment made, just by click of the button, in few seconds my repayment is credited to my account for a fee free. This is a good news and I'm thankful and grateful to all who play one role or the other for its success.
God richly bless you all.
Fina Fatkhal Jannah
I am a psychology student who focuses on my chicken smackdown business, therefore reading and continuing to learn is a task for me I need money to buy some books
Translated by Google
Saya merupakan mahasiswa psikologi yang fokus pada bisnis ayam smackdown saya, oleh karena itu membaca dan terus belajar adalah tugas bagi saya
Saya menbutuhkan uang untuk membeli beberapa buku
i am very grateful for the loan i received since i used it to increase my stock. the business has improved significantly as i am now able to supply to a larger market. thank you very much.
Oct 17, 2018
Very happy with my daughter heading to work. Thanks zidisha for loaning me ....that's why I can't stop smiling
My beans farm is doing great ,vegetables look fresh it rained and am so thankful and greatful to God.
Ill be taking my first vegetables to the market on sunday market day in our community.
Hi Zidisha, my business has really grown since the last loan that you gave me. I was able to grow it by buying equipment like freezer and setting up a small shade for eating. i have seen this business grow hence the need to exapnd it in my neighbouring estate.
I have already started on working on a new food court in my neignbouring estate to build income as i have seen the growth of the present one. i
I am in need of financing the setting up and buying of new equipment. this is a smaller food court that what i have but i believe it will grow with time. This loan will help me purchase the equipment and settin up. Thank you my funders for your continued support.
I have my family well settled, children are in school with no fees arrear as in the past. can also afford a decent meal and have my children enjoy their beautiful life with the support of my business. All this, is thank you to zidisha.
Dea Dara Puspita
Oct 16, 2018
Thank you, I say to you. This is proof of several orders that are ready to sell.
Terima kasih saya ucapkan pada anda. Ini bukti dari beberapa pesanan yang sudah siap untuk di jual.
Hi my lenders I have completed repaying the loan I had applied before.
You are amazing team zidisha .
You have really changed our living conditions.
My children can now go to school uninterrupted due to school fees since my clothing business is growing.
Upon giving me this additional loan I will expand my clothing business thus becoming beneficial also to the society as a whole.
God bless you zidisha.
We feel the impact of zidisha here in Kenya
Its the most convenient,no interest charged.
Nakuru,kipanga Way, Kenya
What I love doing best, excuse me for my camera if it doesn't show very clear on your end
Cindy Yunita Chandra
Oct 15, 2018
Shop for customer order phones.
Belanja hp pesanan pelanggan..
Together with the little savings that i had, i used the loan i recently received to purchase a styling chair. Thank you so much lenders
Aziz Amankwah Boateng
Thanks so much for lending me money and I also received it on time. Thanks for your help.
Hallo lenders,I believe you are all well.I would love to inform you that the last loan really made a difference in my life because it was able to take my son for the trip and he was able to have a lot of fun and even made me grow my business.Thanks a lot and God bless all of yo abundantly.
I greatly appreciate for the loan you funded into my account and it was disbursed with an immediate effect. The loan has brought a great difference into my life as i run a small farm around my village. I used the loan to purchase a few modern farm machinery and improve my farming in rearing of chicken. Am greatly humbled and i look forward for a great companion. Thanks in advance
I used the loan to purchase office furniture. This has enhanced business work environment which in turn enhanced work efficiency. There has been also increased income due to confidence in clients when they visit office location. There has been 30% increase in income which i have used to employ a new staff to help enhance efficiency further for the increased clients. It is expected that with your continued support i will be able to employ more youths and also help pay school fees for the bright but needy students in my neighborhood.
Am currently under my studies. am fairing on well. Thanks for your support
My last loan has brought more expansion to my adventure. We are now selling even the local bread. All kudos to my lenders on Zidisha. God bless!
Oct 14, 2018
Nairobi, Kenya, Kenya
Dear lenders, thank you for your continued support. With the money i was lease a land, buy seedlings and now the kales and fine beans are growing well. Be blessed.
Evans Ansu Amponsah
The process of oil extraction
This is the actually oil extracting process after the palm fruits are cooked well and transfered into this locally made machine
Thank you for your support. I managed to get the machine I wanted.
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