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A loan to buy more farming tools to enhance my farm

I used the loan to buy weedicide to spray my farm
The loan had help me to improve my farming activities
My earnings has increased more than the previous year
I used my earnings to buy more weedicide
With the help of the loan I now have money to pay my children school fees
Thanks to my lenders

Fashion

hi zidisha family, thanks allot for your continued support though my request for loan of late have not been successful. I have started rearing idegenous chicken which are doing well , I started with 25 hens and 3 cocks. at the moment I have 4 hens that are brooding hoping soon I will have more chicks am hoping to upgrade my chicken house to accommodate more chicks. hoping to get some loan from you my lenders to allow my business to thrive. thank you n good time

Rent for new clothing stall & additional stock

I have just completed my loan and am greatful to lenders and Zidisha for lending my past loan.
The past loan has improved my life soo much both personal life and businesswise.
Attached is a photo handing over foodstuff to a children home we had visited with some of my friends.

Laptop and printer

Dear Valued Lenders,
Thank you for reposing trust in me by lending me.
I will use the money to purchase a laptop computer and a printer for my shop. The addition of the two gadgets will help me render more services to patrons of my shop and this will increase my profit margin. My shop assistant will also have a higher pay and my family will also be better off.
Thank you all.

Purchase coca-cola products and both packed water.

The loan has helped boost my business. I purchase Coca-Cola products and packed water and sell to my customers. I am at a strategic position at the bus stop where these products are seriously needed. It has helped me support my family in providing food, health care and education.I appreciate all my lenders for the spirit showed in supporting me continue in this business you are serving many mouths. Thanks.

Printing science textbooks

Part of the money will be use to purchase 60g bond papers for my printing and the remaining will also be use to finance my PhD education. I will also use this medium to thank my lenders for lending me this amount to expand my business and also continue my education

Salon

I am very great full for the loan you offered me. I received it. I got the total amount of kshs. 122 and I have use it to pay electrician who installed for me another socket. This will make it easier for me when I get more customers. I really appreciate and I promise to repay on time and ask for more. May God bless Zididha.

Rent farm and buy fertilizer & insecticide

Hi zidisha family I am very happy and proud to be part of you. you have made me to be areal father and husband to my family.the last loan was of great help to my agribusiness Ihave managed to reduse transport cost of my business i my profit has increased by over 12% which is a good sign of growth of my business. Thanks Zidisha for making my dreams come true.

Farm mechanization

Hullo Dear lenders. I am very grateful once again for your support towards my business. I paid a down payment of $25 for the Pvc pipes and am expecting delivery as soon as I clear.I have an order for kukus (chicken) this saturday ana am hoping to clear the pipes issue. You have really given me hope in my business. Its good to know there are great people standing with me. From my profits I had ordered some fifty 1 day old chicks which came in on 1st. They are now 6 days old and doing great. The festive season has kind of began here and kukus are on hgh demand. Thanks so much Paul and the entire Zidisha community for your great support.

Businessman

I bought a new printer, scanner and a new laminating machine,. The loan has made a big difference in my business. My earnings have increased due to new equipments which i have bought, i use my earnings with my familly help them on one or two things. I and my family have achieved more on this loan coz it helps us on our leaving.our hood is crazy on holiday they play around,use their money and other things.

Loan to buy new inventory and pay school fees.

Hello dear lenders, I want to thank you from the bottom of my heart, you have surely uplifted my life.I really appreciate all you have done for me. I accept the funds lend.The funds will help me buy me inventory and pay school fees, I am forever grateful for all you ve done.

Provision for my store

The loan I received last week has help me lot to increase my productions .infact zidisha Leander very reliable non profit making organization which help to improve my quality standard of living in my community. God richly bless them all

Adding more papers to the current stock

I am grateful for the financial support you've given for the few months I have been engaged with you. I used the last loan to buy ream of papers as I pitched. The turnover was good and fast. This is due to the relationship I have cemented with my customers for the 2 years I have been in operation. Thank you lenders and I am looking forward to be engaged (as my business grows) as we progress in the future.

Shop

Hello, am glad to receive this 500Kes from you. I'm on my way back to my shop after buying one carton of milk. I really thank you for your great support and i will be glad enough when my credit limit will go high.

Business expansion

Good good morning to you all my lenders I really appreciate your support I got my loan of 135 cedis I finally used the loan it really helps me a lot now I can see I am really really improving in my work because of the loan that I have been receiving I will repay all my loan in two days more all I can say is God bless You

Grilled-chicken joint (food-retail business)

Actually the cash l got from the previous loan helped me improve fruits business by adding more bananas due to the increased demand from my customers

Potato farm project

Potato plot with organic manure.

Potato farm project

I decided to save on labour costs for preparation of the carrot seed beds as well as sowing the carrot seeds. It was indeed fulfilling to work on my plot on Saturday and Monday.

See the photos attached hereto.

Payments of school fees and purchase of working materials.

With the disbursement of last loan, I bought 100 bags of cement for building various premises and structures all at a cost of KES 70,000/=,10 bags of lime at a cost of KES 7,000/=,10 packets of red oxide at a cost of KES 3,000/=,one full lorry of sand for plastering at a cost of KES 25,000/=,5 buckets of undercoat white paint at a cost of KES 8,500/=,20 wall painting brushes of six inches at a cost of KES 2,000/=,10 rolls of masking tape at a cost of 700/=,10 spades for hire at a cost of KES 6,300/=.5 litres of turpentine at a cost of KES 350/=. These purchases enabled me to finish most of building contracts and receive good income to uplift living standard of family members, provide basic needs like clothes, building new good shelter, good food,paying school fees for the children in both primary and secondary school respectively and settling most of household expenses and work bills. I am really expecting state of building and construction works to apprehend and income to progress at a good rate of 60%.Thanks to all zidisha lenders supporting me financially and the entire zidisha team to progress in construction jobs and within the family.

Expanding small scale grocery

I am expanding my business with the help of zidisha

To enlarge my business for a future life

First I will thank the zidisha team for the loan that they given me, this loan of 12128 I will use it to buy the dryer machine for my barbershop, so that I can get easy work to my client's thank you soon much.

Equipment boost

This loans are working proof of the improvement of our businesses and livelihoods because of the financial backup you've given us am forever grateful

Laptops for sale and other merchandise

Dear Lenders, How are you? Hopefully all of them are in good health and in the spirit of activity. This week, my daughter at her school is following the Mid-Semester Assessment. So, besides accompanying my daughter to study, I also still have to sell to get the benefits that will be used, one of which is to pay for my daughter"s monthly tuition fees. It"s quite tiring, but it still has to be uplifting and fight for my daughter"s future :). I want to update the development of my online store. Today I bought a stock of goods for sale, which is to buy 5 items of clothing for about Rp. 5,000,000 - around USD 370. I am very grateful, because by getting to know Zidisha and the help of loan funds from you, my online store can always add to the inventory that is in great demand by buyers. By turning the profits of sales, I was able to fulfill my daily needs and provide education and buy appropriate food for my daughter. My hope is that Zidisha and the lenders will always be there for us borrowers in Indonesia. Always passionate and healthy. Greetings, Endang

Translated by Google     Show original

Dear Lenders,

Apa kabar? Semoga semuanya dalam keadaan sehat dan semangat beraktifitas.

Satu minggu ini, putri saya di sekolahnya sedang mengikuti Penilaian Tengah Semester. Jadi, selain menemani putri saya belajar, saya juga tetap harus berjualan untuk mendapatkan keuntungan yang akan dipergunakan salah satunya untuk membayar biaya uang sekolah bulanan putri saya. Cukup melelahkan, namun tetap harus semangat dan berjuang demi masa depan putri saya :) .

Saya ingin update perkembangan toko online saya. Hari ini saya membeli persediaan barang untuk dijual, yaitu membeli 5 kodi pakaian kira-kira seharga Rp. 5.000.000,- sekitar USD 370.

Saya sangat ber-terimakasih sekali, karena dengan mengenal Zidisha dan bantuan pinjaman dana dari kalian, toko online saya bisa selalu menambah persediaan barang yang banyak diminati oleh pembeli. Dengan memutar keuntungan penjualan, saya bisa memenuhi kebutuhan hidup sehari-hari dan memberi pendidikan serta membelikan sandang pangan yang layak untuk putri saya.

Harapan saya, semoga Zidisha dan para pemberi pinjaman akan selalu ada bagi kami para peminjam di Indonesia. Semangat dan sehat selalu.

Salam,
Endang

Automotive spare parts

I received a total of Ksh3700 which I used to buy some new spares and at the same time increase the quantity of the existing ones. My income is changing and soon I know my shop will be among the best established shops in town. Thank you very much.

Purchase of nails

I really apprecite this loan. It has helped me to solve some financial challenge in my company. It has doubled the performance of transportation in my business

Cage culture - fish farming

to my lenders:
i would like to restock new fingerlings for my 3 cages
i used the previous loan to procure feeds for my fish
My earnings increased due to adequate feeding patterns which which was made possible through your generous donations in form of loans advanced
i used the earnings to buy more and more fish feeds

Adding sheep

I received the loan I applied on time 72$ and am arranging for the building materials for the shadding side.my flock will now have a conducive environment and enable me good feeding program....to my lenders am much pleased with the kind of parnership and I hope for more cooperation in future.thank you

Loan to pre-finance my current construction contract

Thanks very much for the support. It has really turn my business around. I was able to recruit an administrative assistant as well as a site supervisor. I have also been able to recruit more workers to work on my sites as the volume of work to be done keeps increasing. I am really grateful!

Loan to pre-finance my current construction contract

Dear lenders,

It is a new month and I just want to wish you all the best for the month.

My business is doing well. New contract starts paying and workers are working very well.

Kindly find attached some photos from site
I am grateful for the support and I promise not to disappoint in repayment.

I hope to employ more people as the business keeps expanding. Thank you and do have a fruitful month!

Educational supply shop

The loan was used to stock my shop with educational supply such as foolscap note books which include the small and big size, assorted pens,permanent and temporal makers, trunk and chop boxes for secondary school students, A4 sheets, cartridges for printer and photocopy machine, scientific and casio calculators etc. It has really help me to take care of my daughter and needy kids in my area. My earnings have increased to about 10% . I have saved part of the increased earnings and as said earlier, I am taking care of some needy kids in my community. I went to Aburi in the eastern region during their Odwira festival with friends last month and it was fun. The interesting thing in my community is the odwira festival which is celebrated between october and november every year

Oppening a window glases hardware shop.

The last loan has been of much help in my business. I bought a pulley machine to lift up materials in my construction business. This machine has increased my income. Also it has made work easier. My family is doing well, and children are at holidays, schools are closed until January. The rain we expected in October all through to December has not turned in a good way making crops not to do well. Thank you lenders for your help.

Video camera for my event filming service

I thank my lenders for believing in Me.

Online transcription work. internet bundles, electricity.

I managed to make $200 which I used to pay rent and school fees for my children. I also purchased text books for them. This has enabled me to meet my responsibilities and provide for my family. I am grateful to my lenders. My other achievements, I was recently recruited by government, TSC, to be an English and Literature teacher at St. Joseph Mukulusu secondary school, Kakamega. Thanks

Tailoring

Thanks to my lenders I was able to buy 1dozen of the needles you are great,I hope you will still come to my aid to expand this business

Full-color digital printing

Dear Zidisha lenders,
I am most privileged to be supported by you in my struggle to earn a decent living for my young family. May God bless you all.
I have been having a challenge in finances in that I received the disbursed loan on the 23rd August 2018 at the time we were expecting another baby. I was hesitant to spend the money hurriedly owing to our history of jaundice babies in every delivery. We were blessed with a baby on 28th Aug, unfortunately the baby was diagnosed with severe jaundice immediately and she was transferred to a hospital equipped with emergency facilities. She was to be put under photo therapy 24hrs a day which only a private hospital could offer. Blood exchange was also done immediately as the jaundice escalated very fast threatening to take the life of the baby. She stayed under photo therapy and hospital care for 7 days, with the bill summing up to $1500 for hospital and $500 doctor’s fee. Having received $670 from Zidisha and some $200 savings, I had to do the noble thing and save the baby’s life. I managed to acquire the remaining $530 from various people including shylocks to clear the hospital bill and be discharged. The doctor agreed to be paid later in installments. I therefore had 2 months to clear Shylock and other debts coupled with school fees $700. All these weighed me down, but I thank God for seeing me through. I now have only the doctors fee to clear by 10th Dec. I believe with the same spirit of hard work, I will manage to clear my loan by 24th January God willing, to get the limit increment bonus. I am grateful to God and Zidisha for your support, for without you we risked loosing our baby angel. Here are photos of our little angel and the bills and receipts from the hospital.

Mobile money and stationary shop

Hello, I am a driven, passion oriented entrepreneur from Zambia. I am a freelancer and author and my profession being a builder.
Life in Zambia is economically hard as there are no jobs for a lot of youths. I have three big achievements I dream big in life to help my fellow youths with jobs or something to do. I know, for now, many say it is impossible. But with a platform such as Zidisha, the sky is the limit and I know one time I will stand to testify.
The first project am currently working on is the establishment of a small micro one shop that will provide P2P mobile money transaction, photocopying, branding, and printing. I was just approved with $5 as my first loan with Zidisha. That amount may seem insignificant, but it will go a long way for freelancing work.
I am also partnering with my brother for a poultry project which is also on its toes right now.
However, my biggest dream is an establishment of a secondary school in Chongwe District of Lusaka that will provide quality education, employment and empower the community.

I have decided to share with the community here so that it may be a witness that indeed small dreams that begin small ends big.

Thanks to the Zidisha family for this kind of platform. It's the first of its kind in Africa. To all the lenders out there, thank you for helping many African vibrant entrepreneurs realize and achieve their goals. Kudos.

I would recommend this platform to anyone out there with a bright vision to achieve something in life.

Irrigation

Thank you for the ksh1,900.00 I just received
I have managed to add to what I had and replaced all the four tyres to my car

Fencing posts for sale in my timber yard

The previous loan really assisted me to acquire electric extension cable that made my work easier as i can do my work in a more spacious place. I can now do more work at a time and in return add me more income. I'm really grateful to you all zidisha. I was late for a day but it was due to the location i was i can could access the mobile services. Really hoping to continue with you zidisha.

Farm mechanization

Hi Paul. Thanks so much for believing in my project and accepting to lend me money. I will use the amount to purchase a PVC pipe to help connect my water system for the chicken. This will greatly improve my sales because I will not have to worry about spread of diseases due to the coop being wet and dirty by water spillage. Work hours of cleaning and changing watetets will also be reduced and I will use those hours to market and improve my farming.

Farm mechanization

Hi my wonderful lenders. Thanks so much for tgebloan you lend me. I bought 19 chicken nipple drinkers at $1 each This will help me cut down on manhours spent in the coop and money for medications. Space for playing and interacting will also be increased because waterers take alot of space. Once I buy the required pipe and small tank for fixing, my chicken will be a happy lot. They even seemed excited for the arrival of the nipples.

Growing photocopy business

Candy time--

Growing photocopy business

Future law enforcers. Photo taken at the Nairobi International Trade Fair - Police unit section

Business boost

Hi
Hope your are fine and everything at large, am now in fabrication of metal items and powder coating them then selling and according to the much I have noticed I think it's a good idea all I need now is sam funding , thanks.

Buy more fodder seeds

Thank you lenders! Setting up a Hydrophonic fodder system will ensure optimum organic nutrition and production of my animals without the exceptionally high cost of commercial feeds which bite into my profits a lot. Commercial feeds are also sub-standard and there is really no way to know what you are feeding your animals.

Adding sheep

I'm going to build a shedding place for my sheep.This will enable in good feeding technique and ease wastages.Also good during dry and rainy season.To my lenders am very much greatful for your partnership, continue with the same spirit and may you get uplifted

Mug printing machine

Today I purchased an industrial sewing machine with a top up of the loan I took from Zidisha. First, I intended buying an electric sewing machine as I stated earlier in my previous post but after careful consideration of the kind of job the machine will do, I used the loan to top up my school fees to purchase an industrial sewing machine for my mother. The delivery was quick and the assembling was excellent. Looking forward to seeing my mother start resume work after over a decade.
Pictures attached.

I really thank my sponsor Paul Buchheit for your kind support. May God really blessed you.

Business

To buy more walkie talkies

Hi Tim, please receive my heap of thanks for funding this loan.. I have been putting some effort giving demos how the Talkies work especially in places where mobile network is still very poor or none at all. Again this loan goes to fund the Talkies business only and related accessories.
Thank you for your encouragement.
Purity

Roofing project

I am gathering all the loans from your platform to roof my new house building project.

Nyaisa farm

Hello Lenders
I am very happy to let know I appreciate all your efforts. Thank you once again for the amount you lend me. I used the increased income in starting poultry farming. I love animal farming and will wish to be the supplier of animal products in my home region. I used $150 to purchase the birds. I hope by next month the birds will start laying eggs and i will be a supplier.