Nov 13, 2014
Nakuru Rhonda Estate, Kenya
my business is doing quite well now. i would like to finish repaying in a shorter time so that i can be able to access more funds and embark onto something bigger, with your help.
i am now able to serve more customers and supply a wider range of my dry grains stock.
i was able to rent a permanent room where i can store my grain overnight or whenever i am not at the business.
i now supply food kiosks, and some of the schools around my where my business is located.
my mother has noted the improvement too, because i am now able to contribute towards paying the bills and meeting our day to day basic needs.
i am now able to buy her something nice once in a while, i am able to meet my obligations in terms of the organisations i am a member of.
though a small scale business, i am now ableto serve a wider market, and io am able to met my urgent needs when, and as they arise. i am even able to keep up on time repayments.
Nov 12, 2014
Utawala M.c Shopping Center, Kenya
I guess your comments couldn't mbe further fro the truth,,Robert is generally an intravert,verysoftspoken,humble but artculate,and above all God fearing,he has really made us proud,considering that he's a teenager and we have never been called in school for any indiscipline case,and his grades are also exemplary,Zoey is also agenius in school,always in the top threes,but characteristically they are totally diffrent,coz she speaks her mind,very playful(always singing and dancing infront of the only mirror we have in our house which happens to be in my bedroom)so you will litterally drag her out if I want to leave and lock the bedroom!both are in boarding school,so since schools are closing am really looking forward to their theatrics and fun during this xmas holidays.
Robert looks like a fine young man. No doubt he'll do well if he has the ambition to be an attorney. Zoey is as cute as can be. I'm sure she will also be just fine with such a powerful role model such as yourself.
I have a daughter called Emma. She's in her last year at University in Coventry where she studies theatre. I don't understand it because on my side of the family we have engineers. It's because of her that I'm involved with Zidisha. I'm trying to show her the value of being open to taking measured risks for mutual benefit.
I miss the days when Emma was Zoey's age and life was simpler...getting old I guess.
The picture shows Robert aged 17years,will be doing his Olevels next year,his hobbies are conserving nature and being there for the less fortunate,by visiting children home the reading the story books,The girl is called Zoey,going to class 5 next year,she loves dancing and wants to be an air Hostess,and Roberts wants to study law!
Thanks so much for being part of this ,looking forward to a more interactive sessions in terms of updating you on my bussiness and the gains that it has brought in my life,
Thanks to my respective Lenders and Zidisha, for expanding my business and making it big.
God bless you all.
Kahawa Wendani, Kenya
I have photos of my cyber I have been wanting to post hope my lenders enjoy them.
Dancan thank you for your prompt repayments. You are the first person I have loaned to, and you are teaching me this is a very useful and rewarding enterprise! I can't wait to make more loans!
I hope business is going well for you.
Nakuru, Teachers Estate, Kenya
Hi lenders, this year since i joined zidisha i have see a tremendous improvement with my business, with the money i obtained i have managed to by books and sell them, as much as some schools delayed me in payments but my power for the supply has improved, Thanks to you lenders for your support.
Kanja, Embu, Kenya
i have just logged in and i am so grateful to find that my loan has been 26% funded. i can't hide my joy. thank you evinpa, thebonseung, and Sven E Mannheim for your support.
Greetings all, I received my first funding yesterday. This loan has helped me to be able to purchase 10 pieces of clothes and shoes today which has increased my stock level and equally given me the opportunity of reaching out to possibly 20 more new clients. Honestly, my customers are so happy for the new products I have. I am so grateful to my able lenders griebe, serene, jan73, jmony, and hilde. I pray God increase your wealth. This will make my dream of owning a group of companies come to light with the vital support of my precious and ever supportive lenders
Thank you Zidisha. My loan was disbursed yesterday. On behalf of my mother and myself, I would like to thank all the Zidisha family. The work to make Glory Kiosk a supermarket has just started! Thank you!
THANKS LENDERS FOR FUNDING MY LOAN ON TIME
Dear lenders and zidisha team, i very greatful this morning for making my dream come true,with this money i will be able to rent more classrooms and by this i will be able to register more juniors and be able to pay my teachers on time,THANKS
Thanks so much my lenders.chkuo,neumans,tommy chheng,Rdcmole and coloradoEmac..Thanks all.Thanks to you all for funding my loan.I am glad to inform your that my loan has been funded fully
Nov 11, 2014
since I joined zidisha,life has never been the same again.before then I used not to have morale of going to work due to lack of stock,but nowadays I do wake up early and head straight to work knowing well that I will make sales and meet the clients needs.am overwhelmed and I am taking the opportunity of applying for a higher loan in order to take advantage of the season ahead.may zidisha continue to empower more people everyday.
Kilimambogo Village In Thika West Division, Kenya
I have always wanted to own my own school. i believe that a long journey starts with a single step. this is my single step. Kindly assist me make this dream come true.
I've just received my first funding this morning. Thank you all for the trust and support.
Now at work!
THANK YOU all lenders for supporting my loan bid ,i can see your efffort,i am still on the process of registering kidspupils as per now i have fourty student and i am expecting some more student from puplic school who have not closed their school, i have rented two classrooms and iam expecting their tution to start by tomorrow,this student will be coached by my wife who is also a teacher as we wait others to come .
Nov 10, 2014
Kumasi Pankrono, Ghana
I have been able to purchased two sets of computers (used once). Thank you Zidisha Team and my honorable Lenders
Nov 9, 2014
Hello Kimeny. Thanks for your kind message. My small farm is doing great and the cows are in good shape. The bulk purchase of concentrates enabled me to save on some of the costs through discounted bulk purchases. The savings have helped in buying of fodder for cows as we are currently experiencing a dry spell.
Thank you and hope to hear from you again.
Zidisha Community you are true Dream makers
Thanks so much for Empowering ordinary Citizen to do extra ordinary things in life,as the say alittle courtesy goes along way
I appreciate you have turn my life around for better.
Nov 8, 2014
British Columbia, Canada, Canada
Thank-you for your first repayments - and for posting all the pictures of your work. I hope that your well will never run dry.
Thomas Kwame Billa
Fantastic , This loan has help me to be able to purchase 10 pieces of clothes today which has increased my stock level and equally given me the opportunity of reaching out to possibly 10 more new clients. I am so grateful to my able lenders and I pray God increase your wealth . This will make my dream of owning a group of companies come to light with the vital support of my precious and ever supportive lenders
Dear lenders it is two months since i received your loan.It has been helpful to me and my family too.My business have been boosted so much.Now i wish to change my repayments as now my business is able and it is doing more than good.
From next week i wish to start paying ksh 7700 and i am planning to finish my payment in the next four weeks.
Athens, Ohio, United States
Hi there, everyone! My friend Ameth wanted to share pictures of his latest purchase with you. He has 150 chicks that he will be raising to sell for Christmas! Let's wish Ameth good luck with his endeavors and we wish him the best of luck!
Senegal Client Liaison
Thanks to zidisha my stock has increase and am grateful i can now sell alot of shoes especially on this festive holiday.
Kimende Bathi Village, Kenya
Dear Lenders, I'm really humbled for your generosity. I'm out words. All I can say on behalf of Magina Preparatory is a big thank you.
I promise to payback in good in time. It is my dream to see this school become a fully fledged learning center in the future. Thank You Again
Nov 7, 2014
Dear Lenders and zidisha team,
I take this opportunity to thank you for coming to my assistance when I was in dire financial need.It is beautiful as your loan helped me meet the coast of repair for my stalled vehicle and I was able to put it back on road .Your contribution have totally changed my life and my thinking as I have become more ambitious and business minded as I have realized that for one to be successful you have to have someone to hold your hand as Zidisha does. I am now thinking of becoming a full time businessman and I am sure I will do it with your help.Zidisha have brought happiness in my family and I thank you all and encourage you to continue helping the deserving.
Nov 6, 2014
Hello Joyce, I'm glad that you have received your funding now, and hope that the new screen will make your customers happy.
My contribution is made for Remembrance Day in memory of a friend of mine who died as a result of his service with the Canadian Forces. He was a generous person, and he really seemed to enjoy video and computer games. I'm sure he would have been happy to help you out with a loan if he could - so now I do in his name.
Thanks, and good luck!
Kisii Town, Bomwada, Kenya
Dear my lenders and Zidisha management,
I am very thankful for all your support so far and the loan that I have taken from you, as I had said earlier, it has helped me much and I managed to buy iron sheets although am still expecting to add more on my next loan. I have so far managed to clear the area (Compound) where am likely to build my house and the borehole/well is almost complete for clean water and the Structural House Plan as the photos attached below,
I am sending a big apologies to all my lenders that have been late in my loan repayments this because so many things have happened on my way which almost dragged me back, but I thank God am now regaining back as I managed to make my loan reschedule and also I made my repayment Yesterday whereby am waiting for the update to take place, I mean the management to credit my account.
Thank you also for your encouragement and also concern.
Vincent, Borrower & VM Kenya
Teluk Kuantan, Indonesia
Chokaa Village-lower Njiru, Kenya
Just want to let my lenders know that I have built a better poultry house which I will soon post as soon as I succeed in uploading the pictures. I have used the additional income to put up a building which I intend to use as a cyber and information center. Our youths must learn to create jobs for themselves through internet freelancing etc
The reason am reducing my loan repayment is because am taking a leave from my company to concentrate on school work so as to prepare for the coming exam.Thus i will not be earning much money as for now.Once am back to work I will be able to increase amount again to recover this deficit.
The first loan I used by buying learning materials i.e text books.
The second loan I was able to acquire a second hand laptop and a modem which am very grateful since Am now able to do my studies conveniently and less costly compared to when I used to Visit cyber cafes frequently before.
The laptop is also serving me because am now able to complete my clients accounting services on time .
Another good week with my business still growing. I will be shifting in another shop which has a little bit more space than this at the end of the month. So far, I just thank God for everything.
The reasons for repaying the whole loan is because the bakery bussiness has picked and its doing very well.I began working with one employee but currently i have five more.The turn out of the bakery every week is $235 minus the expenses.It has improved the living standard of the community through creating job oppotunities and availability of the goods.Its this big vision am working on opening the bakery in the urban area since this other one is in the rural area,and its my humble prayer that i might be given your financial support again.Thankyou for your support
I would like to thank the Zidisha team and all those who funded my loan, for their quick response. I was able to buy two submergible fountain water pumps at a total cost of Ksh. 3200 and ordered 7 more pumps and 5 submergible lights. I am so thankful to Zidisha team. God bless you.
Nov 5, 2014
I really love the culture of Indonesia __inilah our culture, Sundanese culture wore a head,
Translated by Google
saya sangat mencintai budaya indonesia
inilah budaya kami , budaya sunda memakai ikat di kepala ,
Hello dear lenders of Zidisha. Firstly, I present my very sincere apologies for this lateness. I have been away travelling to the village for the harvest in the fields but the village doesn't have a bank to do repayments, no internet connection to make comments; that is my excuse for the lateness but I have just arrived. In summary, I am happy of your thanks
bonjour chers prêteurs de ZIDISHA. tout d'abord je présente mes excuses très sincèrement de cette retard j'étais parti en voyage aux village pour faire des récolte dans les champs mais le village pas de banque pour faire de versement pas de connexion internet pour faire de commenter sa les couse de retard mais je viens d'arriver . Bref je suis heureux de votre merci !
Thanks once again for your support and comments.
I look forward to manage my third. Loan to reach my dreams.
be blessed and a good day.
To all lenders, borrowers and the entire zidisha team,
I here by request your able prayers to my big sister who was diagnosed with a malignant tumor into the intestine and going to India for farther analysis since kenya have not proper equipments to test the level of cancer cells so that she may start chemotherapy treatments.she is the one with me in some of my photos down here,
Also pray for my daughter chelsea who is sitting for her final exman since 4th till 6th,that is tomorrow.
I can't believe my loan has been fully funded in a few hours! Thank you Zidisha! My gratitude goes to all my lenders; Sven E Mannheim, Scaevola, Captain, BernadetteV, geobuk, and Ejackson. Thank you and merci beaucoup!
Nov 4, 2014
The main reason I want to reduce the installment amounts from Ksh 1907 to Ksh 1287 is that I am currently concentrating on finishing my final year project and as such have decided to study fulltime until December 20th this has greatly affected my income but is a sacrifice worth taking to be able to graduate with top honors
Consilata Shirly Siro Achieng
Hey lenders ,thank you for supporting me in my venture.My business has picked up since my chicken have started laying.My income has drastically increased and for that reason ,I have decided to reschedule my loan so that i can pay more. My income has increased thanks to Zidisha.I decided to resign from my job so as to concentrate on farming.I must say the future is bright.Thank you so much
Dear Lenders! Thank you for your support in my previous loans. I just posted my third loan which I intend to use to support my mother in increasing her kiosk stock. Her shop is called Glory Kiosk. Thank you for your support in funding my loan.
thank God I have finished repaying my 2nd loan. The poultry project is doing fine and my next project is incubating eggs to produce chicks for rearing and resale.
Nov 3, 2014
wonderful business is doing soo well i thank you the zidisha team , am almost clearing my loan way earlier than the date, thank you soo much. i increased stock and got more orders for paper and stationary. as the school approach closing now its exams period am making alot of money comparing with wat i used to make beofre i joined zidisha. u are really a life changer cudos!!!
Nov 2, 2014
Thank you so much Lender My Business is doing very well on a daily progress some of the stock i bought last week.
Nov 1, 2014
"Thank you Lenders i truly appreciate your support"
God Bless Zidisha Community for their Support Am Humbled you made my Dream come true i love you all.
I received the money, and bought the Monitor yesterday at 5:00Pm form Jamia Mall Nairobi.
Thank once again i will keep you posted all the time on my progress and future expansion of my Business.we made it i could not have done it without you and your support thanks for believing in my dreams
"Not matter where you are dreams are valid"
Great words from
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