Project Updates

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To Expand Cherry-Tomato Garden

Today I completed preparing the disused space between my house and my neighbour's wall. I call it the Cherry Tomato Corridor. It is 10 inches deep and almost 4ft wide. The bed is lined with compost and topped with humus-rich soil. It took all morning to lay the rock path. The Cherry tomatoes have successfully germinated in my shed and will be ready for transplanting in slightly over two weeks from today.

Loan for laptop and school fees for education degree

I am back to school with all arrears paid.
Thank you to all and sundry who contributed to my my life.
I now have my own laptop out of the loan.

Buying materials to fix roof for catering business

And this is the picture i took last week. I finally could buy more gypsum and cement and also pay the worker. Thanks zidisha. Specially to all my lenders who give me new hope. (Rainer, nicole,PietjeP,magnus_h,Andrew P,PDXLender)

Farming project loan

new chicks that i bought yesterday

Farming project loan

my chicken rearing almost ready for the market

Improvement of farming

this is the image of cow standing beside is my sister

Increase food stock, repair shelves & purchase a cooler for my business

my fruit store

Buy color printer and add more stock to cybercafe

I would like to take this opportunity to once more thank my Lenders and Zidisha for your support that has brought a big difference in my business,it is growing very fast. I am now set for the Mid term exams with a good stock of photocopy papers. During this period i do alot of photocopying hence require many photocopy papers.Attached is a picture of the stock.

Add leather materials

I just joined Zidisha the other day and I quickly put up a proposal to buy a sewing machine and raw materials since my business deals in leather products. It was not long to be given the loan and I can say that I bought the machine and materials. (See the photo attached)
The qualities of my products are now high compared to the ones I used to make earlier before buying the high quality raw materials.
Everything just happened very fast, immediately I bought the high quality materials I just got an order of 20 motorbike covers to be supplied in Mfangano Island. I was amazed to see the quality of my products. My clients were satisfied beyond their expectation and this has made them to refer their friends who might be in need of leather products to me and thus increased my sales.
Thanks to Zidisha for enabling me get quality raw materials. Now my clients can refer their friends to BEST LEATHER PRODUCTS and without doubt my business is growing.

utensils, cooking pot, and cooking stoves for my restaurant

zidisha your name tells it all my life has been much better than it was. im glad to share that now im seeing blessings. last week my husband got a job and my business is growing from strength to strength. today i am able to take my kids for funfares. as for photos im not able to because my camera is spoilt so as soon as its is fit i will upload a few photos

Improvement of my bee farming

thanks to zidisha this is the pond after lining. I am very grateful to zidisha and the entire lenders. keep up the good work and changing life an not only a fish farmer but a role model since no one in our community had an upland fish pond

Improvement of my bee farming

fish pond before lining

Inventory of a salon drier

Hallo my Zidisha family. due to your loan I was able to buy a nice flat iron and a blow drier for my salon.This has made my work so much easier and my revenue is increasing thanks to you dear are the pictures.

Loan to purchase more chicken for my farm

the chicks that am feeding,and i sell them nicely,people often come for them

Loan to purchase more chicken for my farm

myself feeding the hens

Loan to purchase more chicken for my farm

these are my hens in my farm

Acquiring food items for my cereals retail outlet

i have been super excited this past couple of days, i went back to school to take up my post graduate diploma,and i am studying hard for my barexams at the end of this year.
my business is good,plus i have employed a person to manage the same while i am at school getting an education.
i am looking foward to complte repaying this instant loan, so that i can get an increased ammount in order for me to continue doing exploits.
long live zidisha

Loan to purchase a chaff cutter

Hello,im very happy for your support which you gave to me,i managed to purchase a good heifer and i also constructed a new cow shed for the heifer, thanks and may God bless you all.

To increase my stock in the new business i have opened

This is part of the shop where i have some cosmetics ,body lotions and others like perfumes especially for women

Second hand bales for bras

Hi Zidisha,
I have been able to boost my business, I received my loan on Monday morning, on Tuesday I went to the market and bought some more fruits, I also bought a blender for fresh juice... On Wednesday I had started selling juice and some more fruits for fruit salad. So far the response is good and am positive it shall get even better. Can't wait to finish paying my loan so I can get some more. Thank you Zidisha

Equipment for my fitness centre

I am fully repaid, and I am really grateful my dear Zidisha team and Lenders. Many thanks to our dear Lenders, now my business is going well this time around. May God bless you all and reward you. Thank you.

To expand my cashew nut business

At work

Inventory for salon shop

This is my business.

Stock for Beauty Salon

cosmetics inside the shop other for sale and also for use

Stock for Beauty Salon

still inside the saloon now

Daisy’s ladies outfits and bags

Dear Zidisha Team. Thank you very much for the loan I got. I managed to get 12 ladies hand bags which are beautiful and believe me, I already have some orders to deliver. Thank you once again for your support to see my business grow.

Buying rice, beans, and porridge for daycare program

I and the pupils in our class

Loan for building materials to build a house

I take this opportunity to thank all zidisha team for the big support you have given me by funding school fees loan for my son, who is expected to join his secondary school by next week. This is to confirm that the loan was full funded on time and has been disbursed, my prayer is that i work had to maintain on time repayment, and i know God will enable me.

Adding chickens to my farm

halo zidisha members, my pig gave birth last week, the pigs are looking healthy, but within a month i will sell them off n i buy bigger ones! its had to take care of small piglets, i have a source of nice piglets abt three months old that i will buy, by the end of feb as i have talked to the owner n he agrees on exchange n some money on top! thanx for the support i can effectivelly feed my animals now! be blessed

Adding inventory for mobile phone business

Thank you to the Zidisha lenders and staff.

Translated by     Show original

Terimakasih para pendana dan team Zidisha..

Milk frezeer for my dairy keeping business

what am doing now

New fabric and accessories for making another wedding gown

Thank You Mrs.Julia for visiting me at my home, hopefully we can meet again

Translated by     Show original

Thank You Mrs.Julia for visiting me at my home, hopefully we can meet again

M-PESA mobile money transfer service

Greetings my loving lenders,i thank you for the second loan you offered me,i have also done my best to invite my friends and relatives to this great opportunity Zidisha is offering.The generator was sold to me by a friend and its cost was $630 = about Kshs.56,000 i had paid him $190 = Kshs.17,000. I am remaining with a balance of $440 which i intend to repay with my third loan if i will be granted. Thank you once again

Stock for Beauty Salon

this is another photo of me while with my client .

Purchase of new dishes for hotel & restaurant

this is another photo at the front part of the counter.

Purchase of new dishes for hotel & restaurant

these are some and types of meals prepared and drinks sold in my cafe

Purchase of new dishes for hotel & restaurant

This is another photo of the same cafe along the collidos and the way out with some customers still

Purchase of new dishes for hotel & restaurant

this is one photos of the cafe and customers while sited and taking their meals

Stock for Beauty Salon

that's me in my area of job that the front side where the saloon is

Buying rice, beans, and porridge for daycare program

Used the first loan to purchase toys and playing equipments for the pupils this contributed to more admission leading to increased monthly income $50.This extra money was used to help us survive with the new increased of rent by my landlord without notice.But we thank God we have moved to a cheaper plot,meaning the new income will be channeled to development issues

Stock for Beauty Salon

some of the hair i use in my saloon

Stock for Beauty Salon

these are some of the human hair that i use in my saloon and some other items i sell like chains and handbags for women.

Increase vegetable production at my farm

Anew format of growing kale which need a small space

Increase vegetable production at my farm

Kale ...some of the green vegetables awaiting to be sold

Increase vegetable production at my farm

still on the same place while mixed up with other crops still

Increase vegetable production at my farm

These are some of the crops i have in my in my garden

Computer accessories for my cybercafé

Hi Zidisha team, it is a very fine Thursday morning I Am just heading to my business. It is very long time I have not communicated due to plenty of work, I Am receiving a fairly good number of customer since it is a school opening season, form one applications preparation is taking place so the work is good.
It is since I received the loan. I managed to purchase the stuffs of the bureau; 12 memory cards,flash disks, compact disks (CDs), I purchased ink for my printer and filled two laser jet cartridges. Now I Am waiting for the time I start paying. I don't see any problem.
Thank you Zidisha may God bless you so much.

Purchase of new beauty products and store renovations for business

some perfumes

Adding refrigerator to restaurant business

I am happy that I have managed to clear my loan without a hitch. I am amazed by the flexibility of Zidisha loan and the low interest. I believe I now have a partner I can rely on for my business growth. I managed to purchase a refrigerator with my first loan and this changed the way I do business drastically. It brought food wastage to an end as I would throw away food that was not consumed due to hot weather here. I now even buy food such as vegetables and fruits in large quantities and store them under refrigeration. I get discounts on these items thus making good savings. Overall, my profitability has gone up – thanks to you lenders.

New fabric and accessories for making another wedding gown

I was fortunate to visit Sri Sulastika Sulhan at her home yesterday, and would like to share this blog post and photos of her beautiful artwork:

- Julia Kurnia, director Zidisha