Nov 4, 2018
Dear Zidisha Lenders,
Thanks for the loan support for my business. I have been able to carry out the follwing with the loan you gave me last time.
Restocking of my shop which included buying of stationery items in bulk for resale.
Re branding of my shop .
With the above activities I have heard an increase in sale by 30% margin.
I have also been able to start a saving plan with my family which we contribute money every month Kshs. 500 which we use to help each other.
I have attached a photo
Than you for the great advice, i will take it into consideration. I think we may have to do an audit of our dishes, the cost of ingredients, and the mark-up on each item and calculate what we are making per dish while including all the condiments used, such as ketchup or parmesan cheese added at the table.
We will also take into account all our costs, including labour, rent, cleaning, supplies, and utility bills. Estimate an average number of monthly customers, using previous months’ till takings if we're unsure of the figure, plus how much people spend on average. With these numbers to hand i think we should be able to work out how much profit we’re making on individual recipes, and overall. Im sure having all this information in mind will help us see what part to focus on during the revamp. For now, i will use the money to purchase more comfy chairs for my customers. I will start with two first. Thank you so much
Kericho City, Fort Tennan Village, Kenya
Man, honestly we came along way from nothing at all, from streets, I use to be a street boy,so tell me what can I lose when I am with my worldwide lenders,who stake their trust on my capabilities, I have been down but I feel good to be up, okey,I started from nothing ,it is alright, now I am at the top of my game and I said "I am moving at the speed of light". Wishing you a great time lenders,.
Hi,want to give all of you a lot of thanks for your finical support.
The project is going Ok and know I have 23 students whom learning about rearing chicken.
The support you offered is used to buy books and feeds bt hope soon it will be so good.
God bless you so much.
Nov 3, 2018
Am so grateful to the Zidisha team of lenders and most of all ads68 for lending me $14 which went to paying my employees for the past week. Am grateful because my work went on smoothly despite me lacking the money at the time I was expected to pay bt thanks to Zidisha I paid my workers on time. Looking forward to being with Zidisha for a lifetime . Can now definitely recommend it to my friends and family
Kiptagwanyi Kenya, Kenya
I had a project with a certain county to build a 250 cubic meters tank and I'm not yet paid. I'm also having a problem because I had not yet been able to register my construction company with the government.
Greetings to my Zidisha team and my lenders ,,i would like to thank you so much for the support you have given me ,my previous loan i was able to increase my chicken broilers to an amount of 1400,there's been a lot of challenges but by the help and grace of God have overcome all obstacles Knowing that every business there challenges .,. my prayer is may GOD continue blessing you for being part of my business journey you've made it possible
Nov 1, 2018
Chirapatre, Kumasi, Ghana
I thank my lenders for their support towards my sewing business. I used the funds to purchase sewing materials to sew school uniforms for a school. This support was very timely since I needed some amount of money to top up what I already had to be able to buy the items. This has increased my earnings since it was not affected by increment of the prices of the items. As a result, there was no waste of time.
I managed to purchase more goods with the loan I received hence the purchase made a difference in my initial profit of Kshs 1500 per week to Kshs 1900 per week. My neighbourhood is full of small scale traders hence showing the picture of entreneurship culture. I have grown personally since I almost gave up before the loan rescued me to make my business stand.
Thank you for the loan amount you offered me, it has really helped me to manage my project, I bought pesticides and fertilizers, the remaining amount I paid workers,
Agona Swedru, Ghana
Finally finally, this is how far the good Lord has bless me through noble lenders of Zidisha.
3 bed rooms,
1 store room,
1 office, and
spacious car park.
Thanks to Zidisha for supporting me this far. To my lenders, you will always remain the best and may the good Lord bless you all. Had it not been you, I wouldn't have made it this far. Thanks once again.
New business has been added to my printing business and will soon update it on this platform if God permit.
To all lenders, please follow me on this page for quick update of my project.
The just completed loans was used to buy new printing papers stock for the samba cyber cafe.
Being the end of the year, businesses and institutions are preparing books, receipt books and invoices for their next financial year and we took advantage of this and did good business.
The printing papers brought an additional profit of KES. 5,000 which was achieved as were able to deliver customers work on time.
The amount has been reinvested in the business to buy more printing papers stock.
The month of October was also a good month for my family. My son graduated from his pre-school and will be joining Primary school next year.
Thank you for your continued support
Kota Surabaya, Indonesia
There is new change in payment system for Indonesian borrower. as for now, we can only pay the installment with PayPal. I got limitation with my PayPal, so, I need time to fix it first. I'll be back on the track again next week.
Please be patient with Indonesian borrower for awhile again. Rarely people have a credit card here and there are some debit card that able to be linked to PayPal. But little understand how to do it. and PayPal is not popular here.
You can find the information in page Three of this thread here in the forum;
Thank you for the considerations.
Translated by Google
Am one grateful Zidisha client ,I want to say Thank you to my Funders and Zidisha at large for this platform. At first it was so difficult to start my business, and I was introduced to Zidisha and am so grateful because I managed to start my business with the fist funding I got which I serviced to the end. My Business started to grow and these brought forth the need of expansion to my cake and bread shop .
Then it so happened that I needed to moved my business and family to a different county, which I did and also opened a shop, a bigger shop which I continued to do the same business under the same name, since I was new in that location my business encountered a storm and it didn’t pick up well .But am so hopeful that with Zidisha i will be able to achieve success.
i delayed in my payment of the loan,something i regret and i will do my best to pay the balance on time.
Thank you Zidisha and my Lenders
Oct 31, 2018
The Zidisha loan I received really helped me to make necessary fee payment in my school, and this helped me have full concentration on my academic work for the semester. I am grateful to all Zidisha lenders for you are really transforming lives. I can't thank you all enough for the good work and smiles you put on my faces. God richly bless Zidisha Team, Director Julia and all you lenders abundantly.
Hi Lenders, today I managed to upgrade my data to plan as promised earlier in my loan proposal. The service provide had to lay a new cable from my router to the aerial/receiver just to make sure things work as expected. I took a few snaps of the material used and I will post them soon.
You will notice in these photos the old cable, and the new cable that was laid today, we reused the dish/aerial because it was still in good working condition.
I take this chance to thank you all for supporting my dream. May you be blessed abundantly.
The money I last serviced which I was lent was of such great benefit to me because I was able to buy a grand new motor bike which enables me to serve my customers very fast and efficiently and of course they come in large numbers those who are my customers .
I have made a lot of profit since the time I bought the motor bike taxi and I have also increased in getting more customers in the last few months
Thanks a lot for having lent me in the past am looking forward for you to lend me again to buy another motor bike by adding more money from my own account.
Thanks a lot my dear lenders. A photo of me next to the tank which i purchased after I topped the difference of the money you loaned me. The tank costed Ksh.70,000/-Thanks a lot, i appreciate.
The last 3 loans have had tremendous change in my pife and those around me. The profits i got really helped me in corporate social responsibility. I have helped some widows and orphans.
Currently am supporting 4 girls in high school one is completing this year and the three still continuing .
I am so glad that the profits have enabled me to start a bigger venture that will get me even better profits to enable me support girls who would otherwise not have an opportunity to study.
Kariobangi South, Kenya
I used the loan to improve my grocery shop stocks,initially I never used to stock wheat flour due to limited capital,but now after getting aloan from you good Samaritans I can stock the same hence I can foresee abrighter future for my Family.Thanks in advance.
An amount of 257 Ghana cedis was disbursed to my account.
This money has being used to buy 10 materials my customers are demanding much. These materials are used to sew men and women outfit of clothings . they have bought 70% of these item which they have ask me sew clothes with it for them. This has brought great improvement in my business. Because I will earn not less 20 dollars profit of this contract. And this would be completed within 2 working days.
I thank lenders so much. May the Almighty God bless them all for making life better for me.
Thank you for your funding . The funds really helped me. I didn't have enough money to buy a new sheep but when I got your help I added what I had to buy it. Thank you once again.
I managed to open an account with dairy top creameries so that I can now source for funds to buy the long life milk which is my eventual target to buy the milk at kshs 380 per carton and sell it at kshs 650.
My last loan was so helpful in my vegetables project. I was able to purchase chemicals that will allow for increase in sales. Since I sell them every day, am able to repay my loans with ease. Thank you so much Zidisha
Oct 30, 2018
Below are some of my paintings
Due to zidisha family loan, my life has completely took a different move. Am able to run my bussiness without much struggle since am being boosted.
Mathari Nyeri, Kenya
I am going to buy new products to add may stock. I really appreciate the loan I have used,I am going to restock my kibanda thank you my lenders
Dear lenders, this is the current state of my land project. I have uprooted all pea trees and the land is ready for planting. I have dug 2*2 inch holes for maize planting. I am harvesting kales and spinach on daily basis for supply in the nearby hotels. I am trying to connect my house with offgrid solar systems with a small battery and a 12vDC to AC inverter. Hence I can listen to radio music to get informed while I work at the farm. I purchased the inverter from Jumia online shop at a price of Kes 2,000. The battery is part of my water pumping system used for trial, I am yet to buy one for my stereo system.
Teshie - Accra, Ghana
I received an amount of GHS1,237. I have paid my monthly hostel fees with the loan received, I will make part payment of my school fees for the semester, buy books and stationery items for the semester. I will pay for an IT training courses to enhance my IT skills. Once again I take this opportunity to say thank you to all my lenders. You have no idea how much your help means to me. God richly bless you all for your kindness and generosity.
A loan of $2 helped to diversify the supply of perfumes and I gained new clients with unique tastes, the income from sales increased and I'm confident to open a big store.
I'm an inspiring young entrepreneur from Kisumu city (K). I live with my husband and 15year-old,son.
I do saloon business and also perfume-selling. Sometimes I do get the products from abroad. I really try to put all my efforts into developing the business and plans to open a big store.
My husband works at a local mining company and, a side from his daily work, he also owns coffee-making machines in several places in the city.
In order to diversify the supply of perfumes, I decided to apply for financial assistance. I plan to expand the variety of perfumes. This will help me to gain new customers with unique tastes and increase the income from the business.
I and my husband are risk takers and we try every business opportunity since this will bring better living conditions to our little family. My husband hopes to open a coffee store or a little cafe someday. We both invest all our time and efforts to create a sustainable future for our little one.
Oct 29, 2018
Limuru Kenya, Kenya
Hey lenders, i will use the fund to buy bananas, pumpkin and use the rest to build shed for my storage of those things from rain and sun to prevent them from damage these will improve my earning from 50% to 70% per week. The increased amount can be used to increase stock pick and employ worker to help me,that can to create job for youths, then neighours can get goods nearby without transport then during the holidays I can take my kids out for re freshness. The amount will be used also to pay my rental house and school fees for my children.
Oct 28, 2018
The helped me in purchasing a photocopy machine which I use on a daily basis to produce copies of documents for my customers. The sales I have made from it have helped me to pay school fees for my daughter and electricity without any difficulties. This machine has increased my customers and sales too thus securing a future for my family. Its profits have enabled me to divide family needs without burdening a part of the business. I am very greatful to you my lenders for giving me this awesome opportunity to depend on myself.
Maria Angelica Hernandez Jacobo
Oct 27, 2018
Thank you very much for trusting me and for giving me the opportunity to acquire this loan. They are an incredible company that always thinks of the people that need it, again thanks!
muchas gracias por confiar en mi y por darme la oportunidad de adquirir este prestamo. son una empresa increible que siempre piensa en las personas que lo necesitamos, de nuevo gracias!
Dear Lender I have been able to purchase my water drum. Thank you.
It's nine year ago Zidisha start it operation.
Allow me to say Thank you to Julia, the volunteers and all of you who contribute to me for the opportunity you gave me. All of your support help me to be a better person to reach my dream. Sky is not the limit, the ground is.
Hope you all fine, happy and save wherever you are.
Pleasure.I will add ksh.2000 from my savings .this will total up to ksh 9600 which I will use to order purchase for 2 more 50 kgs nails bags and a dozens of door hinges.this will give a good profit increase.
I am in the agribusiness, I do buy bulb Onions and cabbages from farmers and resell to stall owners in the urban markets.
I was able to purchase a water tank and some pipes for irritating in the farm during dry seasons. The avocado trees are doing very well and my farm is being used as a demonstration grounds for interested Farmers who want to grow the trees. It's an amazing venture! My business is also doing great! Thank you for walking with me in this journey! I now want to build a home for my lovely family and I invite you to walk with me!
Oct 26, 2018
The loan was really helpful to me though the amount was small but i really appreciate. Thanks a lot.
I bought chickens from my neighbors and sell them to my customers at the market where I made a big profit
i purchased bicycle tube and now i can move easily to my clients. my earnings have increase by $2.5 per day as a result of cutting transport cost and reaching many people and i can now attend lectures conveniently than before.
Delivered for my market customer who supplies to hotels and restaurants paid aproximately 822USD for 30 crates delivery
Tomatoes in my wagon truck
The business has grown bigger with your help and looking forward to working with you. The next Loan i want to expand my business by stocking my shop with alot of goods
Bungoma Town, Kenya
Zidisha has really improved both my family and my lifestyle.everything is going on right. Because of you.i have never thought of talking a loan from another financial institution other than zidisha.God bless you all
Oct 25, 2018
Hallow Good People,
Iam in the motor vehicle spares business(New), over the last few days Zidisha has made me reach more customers by providing airtime money for me.
My reach has increased by atleast 10%, i am also growing my limit daily by repaying my loans on time.
I know, very soon, my loans will be higher thereby injecting the much needed capital boast into my business.
Thank You Zidisha family
Alhassan Abdul Aziz
I actually gonna use the loan to acquire 2 box of A4 papers.
I use to run shortage of paper but since I my lenders support me it has sustained my photocopy business and customers can rely on me for a while.
I thank my Lenders and Zidisha for supporting me financially.
I know with my Lenders and Zidisha I shall get to the highest.
The loan I just completed servicing was of a great help to me and to my business sin I bought the vehicles lifting machine is demanded in this this region and beyond therefore my customers have increased so much by 40% and hence more income and more profit than before.
Thank you so much Zidisha for making me proud in the very time of need.
I wish that Zidisha will continue to grow me again and more people as well in the whole world.
Thank you very much my lenders for accepting to fund my loan. I am intending to use part of the loan to pay for my tuition fees for the ongoing semester at Mt. Kenya University where i am undertaking a bachelors degree in Development Studies majoring in Community development and social work. I will use the balance to purchase second hand clothes which will boost my stock therefore enabling me to be in a position of repaying your loan comfortably.
Good morning. We are approaching holiday season where businesses pics up. Im hoping for a good returns in my business after adding more stock. Thank you.
© 2009 - 2018 Zidisha, Inc. • Zidisha is a
501(c)(3) nonprofit • Terms and Privacy • Contact
Not a member?
Already a member?