Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

8,750 Mar 21

Lender Questions

A space for lenders to post questions about how Zidisha works.

684 Mar 19

Open Forum

The main forum for Zidisha-related topics.

332 Mar 21


Announcements by Zidisha staff.

890 Mar 20


If it's not about Zidisha, it's here.

54 Mar 14


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,883 Mar 18
Subject Messages Last Message Forum


how long does it take to procesa a loan

1 Mar 13 Borrower Questions

Credit risk payments are refundable to borrowers

Based on feedback from lenders and borrowers, we have opted to make the required credit risk payments refundable to borrowers, in the same way that...

63 Mar 13 Announcements


How do I register and pay via mpesa if the safaricom prompt fails. Business no and account no.

1 Mar 13 Borrower Questions

Credit Risk

I really do not understand zidisha, out of #9309 loan I was given #5122 where are the rest of the money? Someone please explain

6 Mar 13 Open Forum

Credit risk withheld

I hereby request/ask for refund of my credit risk withheld.

1 Mar 13 Borrower Questions


hi team zidisha, i was conned my phone hence my wallet which carried my documents together with my ID, which i applied but it`s like it will take t...

1 Mar 13 Borrower Questions


Please I want to repay my loan but it's not working,help out please

1 Mar 13 Random


I requested for a loan of 75000 in Feb 2017, KES 500 as disbursed to my account, i didnt quite understand. did not get the 75000 but now I am bein...

1 Mar 13 Borrower Questions

my loan has not been disbursed

how long will it take for my loan to be disbursed 0796163876

1 Mar 13 Borrower Questions

Vodafone cash in Ghana

Vodafone cash in Ghana is not working. It cannot receive payment from Zidisha. It keeps asking for branch codes and yet does not provide branch codes

1 Mar 13 Borrower Questions


Please I have been trying to make repayment but it keeps telling me couldn't be completed,help out please

1 Mar 12 Random

Early Repayment Bonus

I did not receive an early repayment bonus Credit limit increament.. Who can help out with this

2 Mar 12 Borrower Questions

Loan Disbursement

My Loan has not been disbursed to my Mpesa account till now

3 Mar 12 Borrower Questions

Early repayments

I was adviced to make 36k by 8 march.No other instalments were given to me.I made two payments within two days to catch up with 8 march payment.How...

1 Mar 12 Borrower Questions

Issue with my repayment rate

Hi Zidisha team. My status shows that my repayment is on time but my payment rate is at 24%. Please do something about...

3 Mar 12 Borrower Questions


Your disbursements take too long it's been over a week waiting. I would love it if you cancelled my loan and showed me how to delete my account. Do...

1 Mar 12 Borrower Questions

Payment for premium

I have just paid for the premium fee through paybill and its not reflecting so that I can borrow loan how will you help me pliz

1 Mar 12 Borrower Questions

i can't repay my loan...the payment link is not opening

Hello, I tried to repay my loan but the paystack link is not opening. I have tried so many times...please can anyone help https://checkout.paysta...

1 Mar 12 Borrower Questions


I am a very disappointed person when writting to you. I did repay my loan of 321/- on 9th of this month but the amount did not reflect in my accoun...

6 Mar 12 Borrower Questions

Kalau telat bayar apa dikenakan denda

Tolong infonya, misal bayar cicilan terlambat apa kena denda? Jika iya brp denda nya?

2 Mar 12 Indonesia

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.