Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

5,392 Sep 21

Lender Questions

A space for lenders to post questions about how Zidisha works.

502 Sep 20

Open Forum

The main forum for Zidisha-related topics.

175 Sep 15


Announcements by Zidisha staff.

668 Sep 18


If it's not about Zidisha, it's here.

72 Aug 27


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,560 Sep 20
Subject Messages Last Message Forum

Delay in posting Ghana payments

We are experiencing a delay in posting repayments and sending disbursements in Ghana, due to a technical change MTN has made to their payment platf...

87 Aug 30 Announcements

About the loan

I paid my loan yesterday.but when I try to apply again my request is not going through.you are telling me I have created so many proposal and I on...

1 Aug 29 Borrower Questions

Drastic changes at Zidisha

I have been a Zidisha borrower for the last 4½ years. The credit advanced to me has been of much help and I’d not be where I am today if it were n...

1 Aug 29 Volunteer Mentors

bayar pinjaman

mohon bantuannya. saya ingin mengembalikan pinjaman saya. tapi setelah saya mendaftarkan nmr virtual account. ada keterangan -> KODE PERUSAHA...

2 Aug 28 Indonesia

Biaya Keanggotaan

Maksudnya Biaya Keanggotaan itu apa yaa soalnya ngajuin pinjaman k 7 400 sekian alhasil dpetnya cuma 215 potongannya tmbah gede aja

5 Aug 28 Indonesia

Biaya resiko kredit

Berapakah nilai resiko kredit...apakah 20% dari pinjaman

2 Aug 28 Indonesia

pinjaman baru

saya baru 2 hari yang lalu sudah melunaskan pinjaman,tapi setelah itu mau ajukan pinjaman baru lagi tidak bisa..mau klik ajukan pinjaman baru malah...

4 Aug 28 Indonesia

Loan Review Pending.

Reviewing of my loan by zidisha staff has taken longer period than normal.

1 Aug 28 Borrower Questions

On-Time Payment Rate issues

Does ontime payment rate has effect on next loan fundings? Dear zidisha members, My name Gordon Amankwah, Please I took my first loan and i was...

7 Aug 27 Borrower Questions


How do I invite people

2 Aug 27 Borrower Questions

Help educate me, am on 3rd Loan

Amount Requested: 1,203 KES Service Fee (5%): 60 KES One-time Membership Fee: 941 KES Credit Risk Payment: 180 KES Amount You Receive After Ded...

2 Aug 27 Borrower Questions

Loan applicant

I have paid 1st loan how Will l apply 2nd loan please assist me

2 Aug 27 Borrower Questions

Credit limit

Hey zidisha team. I have been given 12 Kenyan shilling as my first loan. I feel it is too little since it can't buy even one product what am su...

2 Aug 27 Borrower Questions

Tidak bisa meminjam

Kenapa saya harus menunggu aplikasi Baru Lagi saya mau meminjam Lagi kenapa tidak bisa Biasanya Cepat Dan Lancar Kok sekrang Susan benar Teru...

2 Aug 27 Indonesia

Semua tentang zidisha?

1. Apa pinjaman dapat dilunasi secara langsung, tanpa harus menunggu jatuh tempo yang sudah di lampirkan? 2. Apakah BNI virtual Bank Account bisa ...

2 Aug 26 Indonesia

Pengajuan Pinjaman Ditolak Alasannya Menunggu Aplikasi Baru

Hi all, Saya sudah berkali-kali meminjam di Zidisha dan tidak pernah terkendala. Saya sudah bayar pinjaman yang terakhir namun ketika mengajukan...

2 Aug 26 Indonesia


Mau sampaikan prolosal saya terus di tolak? Saya mau keluar dari zidisha dan minta uang jaminan kepercayaan yg waktu pertama minjam minta di kemb...

2 Aug 26 Indonesia

Credit risk refund

I need help How can I get credit risk refund

3 Aug 26 Borrower Questions

10$ question

Hi, I'm new here and I'm amazed and surprised that there are loans of 10$ or there about. Does this 10$ really make a difference? I mean, 10 bucks...

14 Aug 26 Lender Questions

How To Create Support Ticket

Hello ZIDISHA team, warm regards. I got an email on how to create Support Ticket. But am not able to create one and need help.

7 Aug 25 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.