Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

8,053 Feb 16

Lender Questions

A space for lenders to post questions about how Zidisha works.

647 Feb 14

Open Forum

The main forum for Zidisha-related topics.

203 Feb 15


Announcements by Zidisha staff.

845 Feb 13


If it's not about Zidisha, it's here.

47 Nov 19


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,866 Feb 11
Subject Messages Last Message Forum

new risk fee is too much

I am shock to note that 4 weeks loan can attract as much as 10% risk fee in the new risk fee payment. 12 weeks (3 months) loan is perg at 30%. This...

1 Jun 21 Borrower Questions

Amount not credited

Hi i made a payment of USD 20 and hasn't been created. Kindly assist, thanks.

1 Jun 21 Borrower Questions

My mentees.

Hi, my fellow mentors, hope you're all fine, pleas need your advice pleas, some of my mentees keep promising that they will pay by end month, when ...

2 Jun 21 Volunteer Mentors

Credit Risk payments

Hi, Posted a new loan and I was charged 31% credit risk payments and I have MLF. I had to cancel the loan because of that because I find the amoun...

3 Jun 21 Borrower Questions


Biaya membersip kok besar amat... Maksudnya gimana...

7 Jun 20 Indonesia


Its not progressing why please tell me something Zidisha and I've been post this loan for 6 months now and its always expired why?

1 Jun 20 Borrower Questions

Unable to confirm fully funded loan

I got an email some days ago that my loan was fully funded. When I open the dashboard, it's requesting me to upload a new ID. But when I click o...

6 Jun 19 Borrower Questions

Loan funded funded to 4% returned to pending rewiew.

Dear managment team , my loan proposal which have been also reviewed by the zidisha staff and is on the progess funding up to 4% has gone to pend...

2 Jun 19 Borrower Questions


Now that I have MLF and credit risk payments are there can I now apply for a refund of MLF. Please make me understand

2 Jun 19 Borrower Questions

The new credit risk payments

Hi everybody at Zidisha, I would like to ask about the new credit risk payment introduced in Zidisha, if I finished repaying my loan and I request ...

2 Jun 18 Borrower Questions


I wish to seek clarity on why my loan is not being funded being my third loan requisition.

1 Jun 18 Borrower Questions

Credit limit

Please how can my credit limit be pay 84gh for 40gh please explain for me to continue with my loan.thank you hoping to hear from you soon.

2 Jun 18 Borrower Questions

currency fluctuations

Hi all, the value of my fund has dropped 30% in a week due to currency fluctuations. I've had a look on exchange trackers but I can't see which cur...

3 Jun 18 Lender Questions


How do i edit my amount requested? I am in the final stage of the application and i am wondering whether there is a way to go back

1 Jun 18 Borrower Questions

How does one know his cumulative money held by Zidisha.

From the director's posts, MLF, Credit Risk and Expediting fees are all refundable. MLF was abolished but the other two are still on and credit ris...

13 Jun 18 Borrower Questions

(This thread has been removed)

The default filter on the projects page is the staff picks. What is this and is there any data on whether these are more likely to get funded?

7 Jun 16 Lender Questions

High risk borrower's

Afternoon team ,I have a client who have been listed as a high risk ,can't receive calls yet his loan has been fully funded pending disbursement ,w...

4 Jun 16 Volunteer Mentors

Volunteer mentor

I am interested with becoming a volunteer mentor. How should I go about it? Kindly assist.

2 Jun 14 Borrower Questions

Referal Program

How my friend can use this new idea from zidisha team? Please explain us.

1 Jun 13 Borrower Questions

How to Change Photos

Good Night if our profile photo can be changed if we have submitted loan proposal? do we have to wait for our loan proposal to expire if we want to...

1 Jun 13 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.