Jan 31, 2019
I have been following up for a refund of my credit risk money that was deducted from my loan. I finished paying the loan have sent several requests but no feedback. Could you please help.
Christian Golo likes this.
Feb 5, 2019
Visit the help page select a Refund and then write the message requesting for your MLF or and Credit risk fee, add a photo of your ID card
Laurie likes this.
Feb 6, 2019
I cleared my previous loan of sh5126 and my risk fee was 784.applied A new loan of 5284 and the risk given was 1584.why?
Feb 7, 2019
I checked 8 top loans and found that average Credit Risk fee is 23%. If it has been reduced, the decrease is marginal. And now they are not refundable either. With average term of these loans being 3.25 months, on annualized basis the cost of a Zidisha loan is way high. Do you indeed want to make the CR fee non-refundable?
Fitri Fauziyah, Arnold Adero, John Murunga, Elinam Sekyi, Joost, Mercy Cheptoo, Maggie and Morwenna and Purity Gacheru like this.
Feb 8, 2019
Also see: goyimei.info/forum-threa...
Joost likes this.
Maggie and Morwenna
Feb 9, 2019
Joshi, I am following trying to make sense of what is going on. Thank you for asking the questions so we can try to understand.
Fitri Fauziyah, Elinam Sekyi and Joost like this.
Feb 7, 2019
Please how can I refund my credit risk this my fourth loan I'm get always less I mouth because of credit risk I m paying dibble of what I'm get
I have apply loan of 3413 I'm gets 2213 my as surface 177 credit risk 667 and 330 which haif of my loan please i want asset of the leader s
Hello, Hafid Hussein.
To reach the Staff (goyimei.info/team) about account-specific issues, please click on the HELP link in your account and check the drop-down list of help topics to find one with a text-box option available for sending a private message to the Staff. (The Forum is not meant for addressing any specific borrower or lender account issues. That's why you see so many questions not answered in the Forum.)
"Community Moderator" is a new designation (as of Wednesday, Feb. 6, 2019); however, there isn't any functionality available to any lender or borrower serving as a "Community Moderator" to be able to delete anyone else's erroneous posts or even to prevent those from appearing in the first place. We also cannot edit anyone else's posts. Only Zidisha's current Staff (Julia and Rodrigo) can do those things.
"Community Moderators" only can move a thread to a different section, reply to posts about general policy questions (however, not about specific-account questions), and edit or delete their own posts.
Thank you, in advance, for your understanding.
Duayaw Nkwanta, Ghana
Feb 9, 2019
I trust you're fine.
I have repaid the last installment for my current loan but my account has not be credited .I be sent screenshots of my receipts yet the issue hasn't been address yet.won't that affect my on time payment status?.Thanks
Dorothy Chepkemoi Maritim
Feb 22, 2019
Dear Julia, I have MLF and CRP for the previous loan, I tried to apply for another loan but was shocked by the CRP amount deducted I had to cancel and chose to apply for my MLF and CRP because your loans are now becoming expensive thank bank loans
Apr 17, 2019
I support the credit risky fully, genuine borrowers will be here to stay, and benefit in the longrun.Let's allow zidisha weed out defaulters.
Cynthia Ama Ohenewaa likes this.
Cynthia Ama Ohenewaa
Adenta Sda, Ghana
Apr 18, 2019
Very true genuine borrowers would stay, but Zidisha should not allow any borrower to have a total credit risk fee higher than his/her loan amount.
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