Forum > Borrower Questions > Risk factors
wish to thank all my lenders and Zidisha team for the support they have given me. I have been able to build my business and improve my living standards. I will forever be greatful.
However. The introduction of 20% risk and service fee is a little too much.
For faithful borrowers like me.
Please let me know when you reduce this. I will be willing to borrow again
You are able to request a refund of that credit risk payment after you have repaid your loan successfully.
Morning Joost, there is something wrong with Priscilla's calculation. As I understand the Risk payment is 10% refundable and a service fee of 5% non refundable. But she has mentioned 20% as a Risk payment. Can you please check into that, may be it is the system? Thanks.
No it isn’t a fixed 10% anymore. The credit risk announcement message goyimei.info/forum-threa... has been updated.
Is’s a variable percentage now.
Thanks, my eye had not caught that part. When you apply another loan without asking for your previous risk payment refund, does it give you a larger increase on the next loan? Thanks Joost for being here for us.
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