Forum > Lender Questions > Fully funded loans are not being distributed, Ghana Forum Guidelines

  • Outi
    Finland

    May 8, 2018

    Hey,
    I´m new here but I've given out several loans already, some have started paying back, most have funded fully and will start paying later. But each project I funded from Ghana are fully funded but money has not been dispersed to the borrowers, what is happening here? Zidisha team is there a reason why it's taking so much longer to deliver money to Ghana? Any other lenders noticed the same issue?


  • Edna Anafo
    Takoradi, Ghana

    May 9, 2018

    Loan disbursement usually delayed to we the borrowers in Ghana. Also, loan repayment takes too long to be credited to our account compared to other countries like Indonesia. I'm hoping the technical team would do something about it. Thank you


    Christian Golo likes this.
    • Volunteer Mentor
      Kusi Obodum
      Kumasi, Ghana

      May 16, 2018

      The process turn to affect us in some ways.



  • Linda Prempeh
    Accra, Ghana

    May 9, 2018

    Loan disbursement to Ghanaian borrowers usually delayed. One to two weeks before loans are disbursed to us in Ghana is too long. With technology I believed loan disbursement to us in Ghana can be a little bit faster than the two weeks. I accepted my loan on April 29, 2018 today is May 9, 2018 and still I haven't receive my money.


    Christian Golo and Kusi Obodum like this.

  • Volunteer Mentor
    Kwabna Foster Ohene
    Feyiase, Ghana

    May 12, 2018

    I think the maximum is a week or two. Many of us do not really know the cause of the delay, but still we get the loan. I think Julia can best explain this.



  • Zidisha Volunteer
    dave2319
    United Kingdom

    May 13, 2018

    Hello all, and welcome, Outi.
    I believe MTN only allows certain staff to process loan disbursements and repayments through the MTN platform, so it depends on particular staff availability, which we appreciate isn't ideal.
    I've brought this thread to Julia's attention and asked how we can improve the situation regarding loans to borrowers in Ghana.


  • Isaac Asmah
    Dantano, Ghana

    May 13, 2018

    Thank you very much for your intervention.


  • Zidisha Volunteer
    dave2319
    United Kingdom

    May 20, 2018

    I heard back from Julia and she said improvements have now been made.

    • Volunteer Mentor
      Christian Golo
      Accra, Ghana

      May 20, 2018

      Very true, I also received calls from members who confirmed that they received disbursement of their loans, three days after acceptance. Always grateful to you for your continues support.


      Laurie, dave2319 and Joost like this.

  • Volunteer Mentor
    Gideon Berchie
    Kumasi, Ghana

    Jun 2, 2018

    It is true, I accepted my loan on 26may 2018 and up to date I have not received my loan yet,which is very disturbing



  • Zidisha Volunteer
    dave2319
    United Kingdom

    Jun 2, 2018

    Hello Gideon.
    I see yours is the same issue as Richmond posted about here:
    goyimei.info/forum-threa...
    goyimei.info/forum-threa...

    Your VM hasn't done the review, but it's now been a week, so today your loan has automatically moved to our Pending Disbursements area to be processed. It would still be good to contact him and ask him to do the review, and there's the risk of him being removed as your VM by him not doing it within 3 days.


    Laurie and Fitri Fauziyah like this.

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