Jan 17, 2019
Zadisha I really appreciate you alot and the help you have been rendering to the public and also the improvements of the loans to the individuals of the entire public. The last loan I got here was a great thing that happened to me because it brought me good luck.
A business associate of mine who owed me as well just suddenly called me and paid me the money he had owed me for a longtime now.
Credit worthiness is a great virtue and individuals must realise that organisations like Zadisha didn't just start in one day but see how they are helping the needed to acquire much loans. I appreciate you all. My kids are ok
Kahawa Wendani, Kenya
Thank you I received my loan on time, hoping to work together as I grow my business.
hello,thanks for my loan .I have used it to buy new stocks for my small business and I can see it growing, thanks j look forward to working with you so that I may expand my business to be big enough .thanks a lot zidisha team.OK
London Estate, Kenya
Dear lenders: The last loan I received from you helped me a lot. I bought 90 bananas at a cost of kshs. 600 ($6) per a bunchof bananas, totalling to kshs. 54,000 ($540). I sold the 90 bananas within a week at a cost of kshs. 700 ($7) per a bunch, thereby fetching me kshs. 63,000 ($630). Hence giving me a net profit of kshs 9000($90) before deducting expenses. After expenditure I get a net profit of kshs. 7000 ($7).
With the proceeds I managed to pay for my college fees amounting to kshs. 105,000 ($1050) for the whole year(2018). I am yet to pay a fee balance of kshs. 25,000 ($250) before I graduate with a Diploma in Theology and Bible Studies in the month of March, 2019. I also took care of my cow and the calf in the same year.
Jan 11, 2019
Hi, I'm very happy for agreeing to lend me some cash. I'm planning to replace a harmonica for teaching music to my students. Thanks a lot to my lenders, now my work will not stand still.
I will like to thank my lenders for the loan given to me. it helped me a lot in getting more goods for my business. May God bless my lenders.
I want to say am doing well and my business too.I appreciate zidisha for being kind and understanding am looking forward to finish my lone on time.Be blessed
good luck with your studies! :)
I'm so glad for your donation. I'm going to buy and install my Tuktuk with the safety belts. Thanks a lot and may God bless you.
good luck with your taxi business.
Michael and Anne
Thank you for the loan, im on my way to becoming a professional gospel singer
Peggy Rose Appiah
My Zidisha my life, that is how I see Zidisha, and I can say it's my lifeline now. I was able to take good care of my son, and educate him, pay my rent and other bills. I appreciate the the support and care from Zidisha. I am always grateful and thankful to all my lenders God richly bless you all for your love and support.
I am really encouraged with the finances I am receiving, because it gives me confidence that I have a financial back up.
Exams in progress and I'm still grateful to Joost and Zidisha for the great support offered me.
thank you for this loan, the picture here is what I am trying to buy with the loan and I know you will continue to help me till I acquire it, thank you once again.
Nairobi, Kenya, Kenya
Dear Lenders, happy new year. Am humbled writing to say thank you for the support accorded me in my studies by your good self which can never go unnoticed. With my just concluded loan i paid my second installment fees which enabled me to break for holiday without arrears. Thank you very much and God bless you.
Ongata Rongai, Kenya
Hi, lenders and zidisha, happy new year! Am happy to enter in to year 2019, I hope to continue working with you. 2018 you been my finance partner and am still enjoying the fruits. Now I have expanded my territories of doing business and started garbage collection services in our town.
Jan 10, 2019
I will pay tuition fees for my son at the University of Zambia is doing is third year in 2019,
I also need to buy building materials such as building blocks, cement, building sandy, the reason is to extend the retail shop because of increased stocks which i want to add in my shop this year to expand the business and earn more profits.Once i extend the retail shop due to high demand and the new products will i want add in the shop, will help to maximize in profits and also grow the business in our community.
Therefore am very very thankful to you all my lenders, your support has really made my business to be stable and grow steadily.Above all am even able to send two children to school, one at the University of Zambia and the other at College through Zidisha financial empowerment.What words can i say to you my lenders, am speechless, may God almight the author of life richly bless you and give you more years to live.
Happy new year brothers & sisters,I hope you are doing well.
Happy new year. Iam really sorry for my silence. On 24 the October 2018, I lost 3 family members in a fatal car crush, one survived but as a family we incurred heavy hospital bill. This really traumatised me since I had to close my business for a while. I thank God that all is well now and I have resumed my business for the past 2 weeks. I really appreciate all your support and could never defaulted deliberately. I promise to resume repaying my loan. I pray that you understand me and continue supporting me. Thank you and be blessed for your concern and love.
Thanks so and I will not disappoint you guys.I feel highly honoured by your ever unrelenting support.
Thanks for the much you have been with us and the efforts your lovely organisation make to make our ends meet everyday.
Jan 1, 2019
Happy New Year 2019 my lenders and friends. We had a Merry Christmas festive celebrations with my fellow Christian community at my home. We enjoyed a goat meat.:)
Hello Zidisha Team,
First and foremost i would like to thank you all my lenders and zidisha team in particular for the good work you are doing of supporting our various business through this platform and through out the continent, God will surely remember you.
My previous loan, i managed to purchased Oxygen Cylinder that have used to refill 37 fridges and 14 air conditional in different client's offices and it has increased my earnings with 30% profit from the loan total amount and it has make a huge different have paid all my workers on time and have again reinvested in my business this is not a min achievement.
Thank you so much zidisha family,from my loan I was able to buy the chicken feeds which lasted to maturity.
My business has gradually grown positively and has enabled me to give employment to one person who has been assisting me.
I have also been receiving a lot of orders which for now I wasn't able to fulfill since am not on large scale but with time I know I will be able to...
Thank you zidisha so
Hello my dear lenders.
Am so grateful to the kindness ,humility and support you have accorded to me.
The previous loan amount helped me hugely in that I boosted it with my savings and was able to acquire good feeders , drinkers and vaccination for my broilers.
Hence, I didn't have a high risk of broilers dying. The return on investment stood at 50%.
Going forward, am glad to report that I no longer have problems with finding a market for my broilers as was the case previously. I have a good network connection and reliable clients that am struggling to fully satisfy.
I kindly request you to lend me the amount stated above to boost my savings so that I can increase the number of broilers I keep by 50birds.
Thank you in Anticipation.
Su Rono, S. E.
Dec 31, 2018
To the zidisha and lenders team, welcome to the new year 2019, hopefully this year will be a fortune for all of us
Translated by Google
Kepada tim zidisha dan lenders ,
Selamat menyambut tahun baru 2019 , semoga tahun ini menjadi keberuntungan untuk kita semua
am able to backup the level of the animal feed this time around. thanks to Zidisha.
I thank my lenders for providing me with a loan that I have successfully fully repaid. I used my previous loan to purchase a Generator for my Guest house. In our are of operations Reliable and constant Electricity supply by our local Company has been a great challenge to my Business and had in the past adversely affected my business due to frequent power outages and blackouts that resulted to some guests checking out or cancelling their Booking. I really thank Zidisha loan that enabled me to purchase a standby generator I am now able to provide electricity whenever there is a blackout and this has enabled my business to run smoothly and made my guests happy since we have a backup plan and business is flowing smoothly without interruptions. I am really proud of Zidisha support
Happy new year Lenders and Zidisha at large,am greatfull the year is ending with an extra project accomplish .i want to take this opportunity to truly thank you all for walking this journey with me so far,too bad am not able to upload the photos here but soon as my IT guy solves this will upload the photos for my new project of water purification.God bless you all as we usher in new year 2019
HAPPY 2019 TO ALL MY LENDERS!
2018 has been a year of impact! A year that will go in our history for distributing more solar lanterns to people who need them the most. A year when i concentrated much on listening to customers needs and working to try and deliver life changing products to the most remotest communities of Eastern Province. A year when i got stuck the most with my car while working around the clock to reach the villages that have been left behind.
As i was going through the pictures we get from the field, i came across the picture i have attached. Regina told me how a solar lantern has changed her life. listening to Regina, a simple solar lantern made it possible for her to embark on saving the money he used to buy paraffin so that she can buy enough farming inputs. This year, Regina has planted 2 hectares of land compared to the previous year when she only planted 1 hectare . All thanks goes to the solar lantern. People ask me how? With solar lanterns, women are able to save from buying paraffin to light their huts. An annual saving of between $30-80!. Regina thanked our Rent to Own model for making it possible to own a solar lantern.
For us, we say thank you to all our lenders for making it possible to impact Regina's life. We also extend our thanks to Zidisha for providing this platform for entrepreneurs. Together, lets reach more women and girls with a solar lantern that rekindle hope and create opportunities for them!
Happy 2019 to all my lenders and Zidisha Team!
This loan will be use to buy shoe which is on high demand on Ghanaian market right now due to the up coming new year celebration. So I will buy a shoe which is less costly and come and sell it with high price. For example is I buy a shoe of 100ghc, I will sell it a price of 300ghc and people will buy it. Am very grateful for the opportunity you have have given me by entrusting me with your monies. I will use it wisely and pay it back on time which will help me build strong relationship with u. I hope to increase my profit margin to 6% this time period. The profit I will make on it all will be reinvested into my business as we are beginning new year. Also a big thanks to Zidisha for providing us with quality service.
Dec 30, 2018
I bought parking bags to park cereals and am trying to get more cash to boots my business
Dec 29, 2018
Kota Surabaya, Indonesia
Happy holidays for you all.
I hope you all have a good time with your family as I do.
Hopefully next year we all will have a good year to grow, adventurous, save and happy wherever we are.
Thanks for all your support through this year.
See you around next year, 2019.
May Allah keep us save and bless we all. Aamiin.
Two classroom blocks under construction for the nursery.
Dec 28, 2018
I used it for reaching out to customers
Salihu Arimiyawu Sariki
The last loan had really had a positive impact in my new business more. The business more. I was into rearing and selling of live stock, there I was an opportunity in buying and selling of livestock drugs. At the time I had no enough money to start the business. Thanks to Zidisha and my lenders I was able to raise that loan to start the business. I now fully own a shop selling of livestock drugs. I now earn extra income in this business which has help me become more self dependent. There is also the potential of expanding the business more.
I’m so grateful to you. Due to the loan you have given me, I have expanded my business and now, I’m very happy to tell that I have won the biggest contract all my business times.
Thank you Leander’s and Zidisha team…I’m so happy
Hi guys. I trust you are all well.
I wish to express my utmost and sincere thanks for all you have done for this Zidisha borrower team. May you all be blessed.
I also wish to report positive growth in my business. I am happy to report that I have grown in terms of customer numbers and therefore employed a young lady to assist. In this way, am happy to have grown personally with my family and also grown my community by employing a youth member, helping her improve her life as well.
I wish you all a happy end of 2018 and beginning of 2019.
Forward we move, and my promise to you is diligent use of my loans, now and in future, for prosperity of self, family and community at large!
Herewith is a selfie with my son, saying a big Thank You!
I really appreciate it and it helps me alot
Am happy that my fish farming business is going well since I joined Zidisha. I no longer have financial challenges in buying stocks and feeds in my farm.
Dec 27, 2018
I used the money to buy one tyre to my taxi so that I can work during Christmas period
I will use this loan to complete my E-commerce store where I intend to display my available products for sales to enable me reach out to more customers and buyers at ease. The aim of this Business is to reach out to International Buyers.
Thanks to my lenders! May God reward you abundantly.
I used my loan as fare to transport my pfoducs to the local market.
My bananas during rain season with plenty of water. They are almost getting ripe.Still cant imagine all this and more is seated on a land purchased using your funds. The fruits are tasty. I will soon be a exporter of mangoes and oranges. Appr. two years to come.
Dec 26, 2018
Like I said before, Zidisha loan is saviour to me and my family. Having completed university without getting a employment with any company, affter completing national service , it's through Zidisha loan I'm able to start my own business of selling call cards, doing mobile money, transfer of credit. I'm able to support my husband pay for the bills, pay the children school fees and put food on the family table.
Always grateful and thankful to Team Zidisha and to all lenders for your show of love and care. God richly bless you all
Dec 25, 2018
thanks to all my lenders.with their help.i have moved my business forward.
Hello lenders,I wish you a Mary Christmas and a happy 2019.
Samuel Karanja Wachira
Hi Zidisha team.
Wishing you all a merry Christmas, happy festive season and a prosperous new year! Thank you once again for supporting our entrepreneurship initiatives.
Happy Christmas and happy holiday for the Lenders who celebrate. May love and peace envelop us all.
Selamat hari Natal dan selamat berlibur untuk Lenders yang merayakannya. Semoga cinta kasih dan perdamaian menyelimuti kita semua.
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