Sep 18, 2018
As i said earlier, zidisha loans have made a difference in my personal life. For instance my just completed loan has enabled me to capture more customer in my location hence making a good profit margin. At my point of sale its true that i have a commanding voice of business s8nce my shop is well stocked.
I am cultivating my tomatoes. Business is very good nowadays.
I would like to thank you Lenders for the support that you gave me. I was able to harvest 30 bags of beans and 200 bags of maize that i will be able to use as my starting capital in the running of the Maize Posho mill whose funding i am currently seeking. Other earnings from my farming i have used to open a shop that will also serve as the centre for the Maize posho mill. I will not require to hire a new place to run a posho mill from.The shop and the farming all give me an average earning per week of about Kshs.10,000. This has greatly improved my quality of life.
Recently my family and i visited the Mau Ranges, a hilly cold town south of Nairobi.
Sep 17, 2018
Thanks to loans from the borrowers. Finally, I can buy a notebook for my child ... thank you very much
Translated by Google
Berkat pinjaman dari para pemberi pinjam.akhirnya saya bisa membelikan buku tulis buat anak saya..terima kasih banyak yaa
The loan was of great help to me.I used the loan to buy fresh irish potatoes as highly demanded by my customers.I made 32US Dollars which I used to buy more stock of greengrams as it had gone down and did not want to dissapoint my customers.I now sell irish potatoes in retail and wish to sell in wholesale in near future.
Christine Musende Nalupya
With the loan i have just completed i bought a new sewing machine.In the picture attached is the lady i have helped to meet the demand in my business. She is using the old machine while I am using the new machine.
As i had earlier mentioned, i took the first loan to secure employment for my mechanic friend and income for myself as well
Attached is his photo from today at our garage
I like zidisha it makes my business grow faster
The amount of 410,416 can make additional capital to buy internet network antenna equipment (WiFi) to new customers. Thanks
Jumlah 410.416 bisa buat tambahan modal beli alat antena jaringan internet (WiFi) ke pelanggan baru.trimakasih
Because of your great generosity, i have managed to open up a stall from where i sell my jewelry in addition to selling online. It has been a long journey , from importing only watches and reselling them at a profit to now include varied accessories. Thank you, i would not have come this far without your help.
Once again my appreciation to lenders,for the their act of participating into my life,particularly in business .The loan did do marvelous into today affairs as the weigh machine helped in away that ,I could be able to do packages and store ready to serve the customer
Andso, have ample time to explore in other field
It also make it possible to employ one person,since accountability in terms of units purchased and sold is achievable
Hence,efficiency is achieved
Thanks to you lenders
Check on my progress
We embarked on excursion at a town called Kintampo in our region. It was very exciting!
Sep 16, 2018
I donated ten street bulbs to my community to improve lighting situation today.
This is the farm
I am going to rent a new house to increase my clinic because I have realized that many clients need admissions in my clinic, the previous purchase gave me an increase that's why I managed to refund the loan earlier which I payed my workers.
After top dressing my crops
Business has bounced back!
I dearly acknowledge and appreciate your help and support in boosting my farming
My bananas have started producing, my pawpaw trees too. I have harvested plenty of peas. I have dug holes for kales,cabbage and spinach, and am still digging to fill the whole garden. I bought four goats at USD 40 in total though they don't do good with plants/trees in the garden. Just that I got them at a cheaper price. I have plenty of food for my two cows. Though I have already sold the big one at USD 240 making a profit of USD 140. I sold to clear some of the many loans I had. But the owner still asked me to stay with it. That's the current progress. I now need to source cash to build a permanent residential unit and buy a plastic water tank.I have a quotation for a water tank of 5000litres at USD 340. This is one of my big basic want.
Sep 15, 2018
Like my history explains ,i am a good business partner who wants to help and survive this facility. Alot is happening in my business like aquiring more equipments which help my business. Today we got a liding door display freezer ,a good second hand and two weeks ago we managed to make half payment to a reciept counter scale of which now we need a printer.This counter scale is coming from a statutory engaged organisation as a way of monitoring businesses and we are very happy to have gotten such a unit because even gorvernment inspectors shall give as prefference.
I bought printing papers that am now supplying to two private schools. This is as a result of the zidisha family giving me a loan to start the supply. My life is completely in a different level. I can now afford to pay my kids school fees at least. May God bless the zidisha family. AMEN
These are some of my workers. I am amount them with that blue shirt.
Sep 14, 2018
buy craft materials. to make unique crafts. sold to the public. many enthusiasts. with a high selling price. revenue reaches 900 thousand per week. .I am very grateful to be given this loan. helping my business grow
membeli bahan kerajinan.untuk membuat kerajinan unik.dijual ke masyarakat.banyak peminatnya.dengan harga jual yang tinggi.omzet mencapai 900rb an per minggu.hasil penjualannya digunakan untuk menabung,menghidupi keluarga.untuk kebutuhan sekolah anak anak menunjang belajar untuk meraih nilai yang memuaskan.saya sangat berterima kasih diberikan pinjaman ini.membantu usaha saya menjadi berkembang
I use the loan funds to buy ingredients for bread. To make kebab bread. For sale around the township and factory. I have a lot of demand, I get quite a turnover - + 800 thousand per week. in order to achieve satisfying achievements. I thank you for being given a loan for my business capital
dana pinjaman saya gunakan untuk membeli bahan bahan roti.untuk membuat roti kebab.dijual di sekitar perkampungan dan pabrik.banyak peminatnya,lumayan omzet yang saya dapatkan -+ 800rb an per minggu.hasil penjualan saya gunakan untuk menabung,biaya hidup,sekolah anak anak demi meraih prestasi yang memuaskan.saya mengucapkan terima kasih diberi pinjaman untuk modal usaha saya
Am very grad to see this day whilst my farm products are now ready for cultivation.
Cocoa which is about to ripe
Kabarnet, Kenya, Kenya
Hallo lenders and zidisha team. Am doing well and i hope you too.
I would like to reduce my payment instalments for another period of five weeks.I recently bought two young male cows.This has costed me the little money i had.However the season has been good due to long rains.There's plenty of grass and animal feed in the fields,and at the end of the season, am expecting more income from the same.Thanks so much zidisha and God bless you
Yaa Agyapong Agyeiwaa
The loan was used to buy notebooks, assorted pens,permanent and temporal makers, mathematical sets,A4 sheets for photocopying,story books for beginners, cat ridges for printer and photocopy machine, scientific and Casio calculators. These have really made a difference because I am now able to take care of my only daughter and few needy kids in my neighborhood . My earnings have increased about 15%. I have used part of the increased earnings to support needy kids in my area and have being saving towards my daughters education too. My daughter is the leader of the modelling team in their school that is the littleading achievementioned I can say about my family. The interesting thing in my area is the odwira festival which is celebrated every year getting to the later part of the year. I went to the kakum national park with my friends and daughter and we really enjoyed ourselves
Thanks to all lenders for being contributed to my pass loan. the loan helps me to expanded my shop and now I have added refrigerators but is in small quantity, so all the lenders should help me to increase the quantities and add others like freezers, cylinders and ceiling and standing fans.
so kindly help me to raise funds to expand my business.
I did bought top dressing fertilizers worth $70 for my maize farm and herbicides worth $50.The purchase has made a lot of difference since i used to use my jembe to weed out the weeds,the farm is very clean indeed.my earnings have increased by 50% now.i have used my earnings to pay school fees and my personal belongings. My family and the entire community zidisha is very helpful indeed! I would like to visit the Maasai mara to see the wild life in the coming season. Thank you my lenders!
I wish to buy thick size thread so that I may include in my items of sale a variety of products.
Thank you for supporting me in my small business. I hope to grow my business and keep handmade products in the market.
Cindy Yunita Chandra
I"m on a sewing course class, hopefully smooth
Saya sedang mengikuti kelas kursus menjahit,,semoga lancar
Tangerang Selatan, Indonesia
little by little my shop is growing and I want to be more developed by completing complete household items that every day buyers look for because my shop is densely populated and every day people buy in my shop, I want my shop to fund, thank you .
sedikit demi sedikit toko saya berkembang dan saya ingin lebih berkembang dengan mengisi komplit barang barang kebutuhan rumah tangga yang setiap hari di cari oleh pembeli karena toko saya padat penduduknya dan setiap hari orang membeli di toko saya,saya ingin toko saya ada yang mendanai,terima kasih.
I really appreciate the assistance accorded whenever I have requested for funds. The last loan I received did help a lot in the business and I have even expanded into tapestry making in order to diversify my sources of income. Below is a shaggy mat that I am currently working on... I am also hopeful that in future I will be able to repay on time.
It has been a tough one but i thank God that i have been able to complete my loan. The loan i took helped me in farming business. The profit i got helped me a lot in paying my bills and other expenses.
My son has started a new term and the money really helped me i paying his school fees. he also celebrated his 7th birthday in june. The money has also helped me in my savings since my desire is to own my own home.
The economic situation has been tough in kenya but we are hoping for the best.
Here are the goods that i bought with the loan.
Sep 13, 2018
I have been able to buy small items that the business needs such as water tank, boots, overrals etc. These have helped me in handling the work area with more efficiency. I have also put up a banner that is catchy and is drawing more clients' attention thus increase in revenue.
My cocoa farm which is about to ripe.
Green pepper farm.
Business is about to be boomed. I am yet to harvest my food stuffs. I thank God for all long project.
Koforidua Adweso, Ghana
I will at this time wish to buy more a the goods I sell for a reason that demand has risen hence I have to go to the market about three times in a week to replenish stocks which ties up my profit. So I believe bulk purchase will help me save cost.
This will make a difference because it will enhance customer satisfaction as well as cost of transportation. I forecast to have a profit margin of about ten percent.
This increased earnings will be reinvested
Sep 12, 2018
Hi Donors Previously I apologized for the late refund I had borrowed, this was because my parents" house was having problems, the roof of the house was almost collapsed, so with hard work I worked with a little rest to find additional funds to renovate the roof my parents house. For the remaining refund, I will pay as soon as possible this month. Thank you for your patience, apologize profusely. Next, I send a photo of the roof of my parents" house. Best Regards Derry
Hai Para pemberi Donatur
Sebelumnya saya minta maaf atas keterlambatan pengembalian dana yang telah saya pinjam, hal ini karena rumah orang tua saya sedang ada kendala, atap rumah yang hampir roboh, jadi dengan kerja keras saya bekerja dengan sedikit istirahat untuk mencari dana tambahan untuk merenovasi atap rumah orang tua saya. Untuk sisa pengembalian dana, secepatnya akan saya bayarkan pada bulan ini.
Terima kasih atas kesabarannya, sekali mohon maaf yang sebesar-besarnya.
Berikut saya kirimkan photo atap rumah orang tua saya.
Greetings lenders. I am glad Zidisha has made me a businessperson. With the loan that I last received, I was able to increase my stock and subsequently the profits. Added to this was the fact that the loan was a booster, in terms of helping me cover business expenses such as rent payment for my business stall. Without the money from Zidisha, it would have not been easy for me to transform from hawking to the extent of opening my ow stall.
The loan i received from Zidisha not only helped me expand my business but it also taught me why it is important to save. With the weekly installments that I was expected to pay throughout the repayment period, I was able to develop financial consciousness in my operations, Thanks to Zidisha. The loans from Zidisha make me become responsible in a great way.
Salim Mzungu Ahmed
I used the last loan to purchase some accessories to increase my stock at my cyber. this increased my income by 5% from what i have been getting previously.
Thank you for the cash loan provided, thanks to this loan I bought 20pack of cooking oil ordered by neighbors who will hold a wedding reception and circumcision, I bought this oil online for Rp 250 thousand with a content of 1 x 200ml x 12pcs, which will be sold at market that is Rp. 27500 per pcs. This is all thanks to the help from the zidisha. It turns out that the lender is thank you zidisha
Terimakasih atas pinjaman dana tunai yang diberikan,berkat pinjaman ini saya membeli 20pack minyak goreng pesanan tetangga yang akan mengadakan resepsi pernikahan dan khitanan,minyak ini saya beli di online seharga rp 250 ribu dengan isi 1 x 200ml x 12pcs ,yang akan di jual seharga pasaran yaitu rp 27500 perpcs nya
Ini semua berkat dana bantuan dari zidisha
Thank God, the previous loan was paid off. I am currently applying for another loan to buy a stock of the product I sell. I hope to be able to increase income. Thanks to the donors and the zidisha team, we hope that longevity, health, and all of them will continue to help people in need. Thank you for your help and I beg you to grant this loan because there are many more orders ... hehehe
Alhamdulillah pinjaman sebelumnya telah lunas. Saat ini saya mengajukan pinjaman lagi untuk membeli stok produk yang saya jual. Saya berharap agar dapat menambah pemasukan. Terimakasih untuk donator dan tim zidisha smoga panjang umur, sehat slalu, dilancarkan semuanya, terus membantu orang yang membutuhkan. Trimakasih bantuannya dan saya mohon untuk di kabulkan pinjaman saya ini karna lagi banyak orderan.. hehehe
Thanks my lenders I really apliciet for your support,, I will buy some kitenge materials and make some 5pieces of African dress and I will sell them at the price of 20$each =total income I will get is 100$ meaning I will be having a good profit of almost 60$after deduction of all expense. And my business will grow good under your support. Thanks soo much
Fanti Newtown, Ghana
I appreciated a lots with Zidisha loan organization, for making my life better than previously. And l will like thanks them once again for their support. I also promised to work with them till the end of my life, thanks.
Ofori Mustapha Mohammed
Sep 11, 2018
I used the loan to purchased chemical drugs such as paracetamol tablets and syrups, malaria drugs(tablets and syrups) b-complex tablets and syrups,multivitamins, condoms,plasters,gentian Violet,amoxacillin and so on and food supplements like alkaline coffees, phyto energizers, c/24 supplements etc.
The loan has improved my life very beneficial to me and my family by supporting my business financially.Indeed, I have been able to used the loan to pay for my children school fees, light bills,paying my extend family school fees, water bills, my aged mother health care, health insurance bills,feeding all these are as a result of profit gaining out of Zidisha loan benefits or earnings.
I,my family and my community are most grateful to you for your emerse contribution and support to my business as we all benefit always and without Zidisha loan we are nothing and doomed because you have changed our lives as you made us have all that we need at our door step and putting food on our table. Indeed, Zidisha makes myself and my family smiles because we no longer struggle for high interest rate from other banks.I will say Zidisha loan always is the best so far in the world. Thank you for your amends assistance given me and my family.
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