Zidisha Forum

Subject Messages Last Message

Temporary outage of loan acceptance form in Ghana

Our payment service provider in Ghana has changed the bank account information that we need to collect in order to disburse loans. This change is ...

53 Jul 16

Update to risk fee structure

Starting this week, we are making two changes to the risk fee structure: 1) risk fees are reduced for most loans, and 2) risk fees for new loans is...

52 Jun 12

Zambia disbursement delay

We are experiencing delays in processing Zambia disbursements due to a technical error in the MTN platform. My apologies for the unusual delay...

11 May 3

Borrowers can now accept partially funded loans

Up until now, loan applications that were only partially funded by the fundraising deadline have been expired. Starting today, borrowers have the ...

51 Apr 25

Delay in disbursements in Nigeria

We are experiencing a delay in disbursing loans in Nigeria, due to the need to process an international funds transfer to our account. I apologize...

29 Apr 3

Delay in processing December disbursements

Many members in Kenya, Nigeria and Ghana have reported not receiving their loans which were funded in December. Others have received their loans, ...

27 Mar 6

Forum moving to Zidisha website

Starting this week, the Forum will be moving to within the Zidisha website: https://goyimei.info/forums. We believe the new forum will bett...

44 Mar 1

Interruption in repayment crediting now fixed

Many payments made over the last three days failed to be credited immediately due to a technical error in our website. The error has now been fixe...

4 Feb 13

Technical error causing borrower account declines

A technical error has caused some borrower accounts to be incorrectly declined over the past three days. Please accept my sincere apologies for th...

59 Feb 5

Credit risk payments

Starting this week, new loans will be asked to make a 10% credit risk payment into the Members Loan Fund. Zidisha is a nonprofit organization, a...

93 Jan 17

Fundraising period now starts after loans pass staff review

Starting today, the fundraising period of fourteen days does not start until after a loan has been successfully reviewed by our team. This is ...

37 Jan 8

Mpesa service outage

We have received reports that our members in Kenya have been unable to send payments to our Bill Pay today. We are working with Mpesa to resolve t...

30 Jan 4

Wait-listed loans

As the volume of loan applications continues to grow faster than the supply of lending capital, we have begun wait-listing some loan applications. ...

55 Oct 5

Why loan applications may not be funded immediately

Zidisha is not a bank, but a marketplace that brings together lenders and borrowers who wish to raise loans. Sometimes there is more lending c...

55 Sep 25

Delay in posting Ghana payments

We are experiencing a delay in posting repayments and sending disbursements in Ghana, due to a technical change MTN has made to their payment platf...

87 Aug 30

Duration limitation for reducing installments

When installment amounts are reduced, the reduced installment amount now applies to a limited number of installments rather than for all installmen...

24 Aug 7

Indonesia disbursement banks / Bank pencairan pinjaman

Previously, loan disbursements could only be sent to BCA bank accounts in Indonesia. We are now able to disburse loans to any of the following ban...

16 Jul 10, 2018

Optional MLF payments replaced with credit risk payments

Now that new loans carry required credit risk payments into the Members Loan Fund (https://goyimei.info/forum-thread/1629), most new loan applic...

29 Jun 7, 2018

Temporary reduction in lending capital

Lending from Zidisha-managed donation accounts is currently reduced due to the discovery of technical errors which had allowed lending to exceed av...

65 May 8, 2018
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